Jacob Schroeder
Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (https://rootofall.substack.com/), exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.
Latest articles by Jacob Schroeder
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Seven Habits for a Happy Retirement
happy retirement A long and happy retirement takes more than just money. Here are seven things happy retirees do – besides dutifully saving the money they’ll need to quit the 9-to-5 grind.
By Jacob Schroeder Last updated
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The Rule of 55: One Way to Fund Early Retirement
The Rule of 55 lets you access your retirement funds early. When paired with other strategies, it could help you kiss the office goodbye.
By Jacob Schroeder Published
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Want to Retire Happily? Plan for Leisure and Purpose
Strive for relaxation, connection and purpose to retire happily.
By Jacob Schroeder Last updated
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How Much Money Do You Need to Be Happy?
Here is the latest research on happiness and wealth. Do you have a 'happiness number' you're trying to achieve?
By Jacob Schroeder Published
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How to Retire Early in Six Steps
Here is the secret sauce for how to retire early. Just be sure it's what you really want.
By Jacob Schroeder Last updated
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5 Hard Truths Investors Must Hear: Lessons from Josh Brown's New Book
Investors are more empowered than ever, but there are plenty of pitfalls to trip them up. Here, we look at a few Brown identifies in his new book, You Weren't Supposed to See That.
By Jacob Schroeder Published
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How to Retire at 50 or 55
Yes, you can retire at 50 or 55. Take these FIRE (Financial Independence, Retire Early) steps now.
By Jacob Schroeder Last updated
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How to Manage Longevity Risk in Retirement
Longevity risk is the downside of our longer life expectancies. Here's how to make sure your money lasts.
By Jacob Schroeder Published
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Five Early Retirement Mistakes to Avoid
These early retirement mistakes can douse your FIRE (Financial Independence, Retire Early) efforts.
By Jacob Schroeder Published
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How to Have a Happy Retirement
Want a happy retirement? These eight tips for finding your retirement bliss are backed by solid evidence.
By Jacob Schroeder Last updated
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Things to Do When Retired and Bored
happy retirement Here are 13 ways to prepare now for retirement so that you’ll be happy, active, fulfilled and never, ever bored.
By Jacob Schroeder Last updated
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How to Retire at 40: Build the FIRE Now
It's not easy, but you may be able to retire by 40 or 45 if you take these FIRE (Financial Independence, Retire Early) steps now.
By Jacob Schroeder Last updated
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Early Retirement Withdrawal Strategies for the Long Haul
Your early retirement withdrawal plan can make or break your FIRE strategy. Think beyond financial independence to how you will maintain a stable portfolio.
By Jacob Schroeder Published
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Will Retiring Early Make You Happier? It’s Complicated
Many people dream of retiring early. But leaving the daily grind may not be the key to happiness for everyone.
By Jacob Schroeder Published
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How to Overcome Identity Loss in Retirement
Identity loss in retirement happens often, and it's not unusual to mourn the person you were before.
By Jacob Schroeder Last updated
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Retire Early for Adventure: Travel and Volunteer
Want to ditch the office and explore the world? Retire early for adventure by volunteering abroad.
By Jacob Schroeder Published
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The Cost of Loneliness in Retirement
For older adults, accounting for the cost of loneliness is just as important as financial planning.
By Jacob Schroeder Published
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5 Books That’ll Prepare You for Retirement
These books about retirement will help prepare you for your next stage through fiction and nonfiction.
By Jacob Schroeder Last updated
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How to Spend Retirement Savings Confidently
Three tips to help retirees spend retirement savings without fear.
By Jacob Schroeder Published
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These Four Traits Lead to More Retirement Savings
Four behavioral traits lead to more retirement savings down the road. Only 10% of workers have all four habits; do you?
By Jacob Schroeder Published
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Five Reasons You’ll Blow Up Your Retirement Plan
Since a retirement plan is all about meeting your needs and goals in retirement, you should plan to adjust that plan as those needs and goals shift.
By Jacob Schroeder Last updated
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The 5 Worst Bad Habits to Carry Into Retirement
Five bad habits that could hurt you when you retire.
By Jacob Schroeder Published
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7 Key Considerations for Getting Your Retirement Timing Right
There are several important retirement timing factors to consider to help decide when the time is right.
By Jacob Schroeder Last updated
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Retirement Tips from World-Famous Authors to Live Happily Ever After
happy retirement Want a long, secure and joyful retirement? Take inspiration from some of your favorite writers. Here are 10 strategies renowned authors use when writing their books that can help you along the way to the retirement you’ve dreamed of.
By Jacob Schroeder Published
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