Jacob Schroeder
Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (https://rootofall.substack.com/), exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.
Latest articles by Jacob Schroeder
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Retirement Mistakes My Boomer Parents Made That I'll AvoidWe inherit many traits from our parents, but these retirement mistakes don’t have to be among them. Gen Xers and Millennials can thrive in retirement.
By Jacob Schroeder
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Suddenly, Everyone's a 'Founder' on LinkedIn: Should You Join Them?Here's how to manage your own consultancy or startup while protecting your retirement wealth.
By Jacob Schroeder
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The '120 Minus You Rule' of RetirementThe '120 Minus You Rule' updates an older retirement rule, with a twist. Here's a better way to construct your retirement portfolio.
By Jacob Schroeder
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The Rule of Retirement InversionThe rule of retirement inversion says that to have a great retirement, you must ask yourself what would ruin a great retirement — and then plan to avoid it.
By Jacob Schroeder
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Find Joy and Meaning When You Want to Retire — But Can’t YetFor Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure trusts for your kids.
By Jacob Schroeder
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I Thought My Retirement Was Set — Until I Answered These 3 QuestionsI'm a retirement writer. Three deceptively simple questions helped me focus my retirement and life priorities.
By Jacob Schroeder
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How to Retire at 40: Build the FIRE NowIt's not easy, but you may be able to retire by 40 or 45 if you take these FIRE (Financial Independence, Retire Early) steps now.
By Jacob Schroeder
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The Retirement Rule of $1 MoreThe Rule of $1 More explains how to plan for critical retirement thresholds. "You don't want to step off a cliff just because of $1 more."
By Jacob Schroeder
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The '8-Year Rule of Social Security' — A Retirement RuleThe '8-Year Rule of Social Security' holds that it's best to be like Ike — Eisenhower, that is. The five-star general knew a thing or two about good timing.
By Jacob Schroeder
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The Rule of 240 Paychecks in RetirementThe Rule of 240 Paychecks can help you plan for a lifetime of withdrawals. Because, like any good boss, you need to pay yourself wisely.
By Jacob Schroeder
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The 'Yes, And ...' Rule for RetirementRetirement rarely follows the script, which is why the best retirees learn to improvise.
By Jacob Schroeder
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Your Parents' Retirement Plan Won’t Work for You (The Stats Are In)Five stats show how you need to rethink retirement, because "the future ain’t what it used to be."
By Jacob Schroeder
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The 'Rule of 25' for Retirement Planning: Start HereTry the simple calculation of the "Rule of 25." Because sometimes, a back-of-the-napkin idea is all you need to get started.
By Jacob Schroeder
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The Stoic Retirement: Ancient Wisdom for Today's RealityA "Stoic retirement" doesn't mean depriving yourself. It's a character-based approach to life and aging that can bring calm and clarity.
By Jacob Schroeder
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The Vinyl Rule of Retirement: Plan for Two Sides in Your Next ActBecause "Life is what happens when you’re busy making other plans.”
By Jacob Schroeder
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Think You Know How to Be Happy in Retirement? These 9 Stats Might Surprise YouWhen it comes to your retirement happiness, don't believe everything you hear. We've turned to solid research for the facts on finding your bliss in retirement.
By Jacob Schroeder
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The Final Countdown to Retire Early in 2026: A Monthly GuideThis guide will help you retire early in 2026, with a month-to-month checklist of achievable goals. What are you waiting for?
By Jacob Schroeder
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I Walked Away from a Stable Mid-Career Job — Here’s the Retirement Math Behind that DecisionLife is short. Should you quit your job for a more satisfying career? Or were you laid off? Here's how I learned to protect my retirement after leaving a steady job.
By Jacob Schroeder
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The Mulligan Rule of Retirement — Seven Mistakes You Can FixUse the Mulligan Rule to undo these seven costly retirement errors. While you can’t go back in time, some retirement choices allow for a “correction shot.”
By Jacob Schroeder
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Retire Abroad Before 55: What Are You Waiting For?Can't afford FIRE (Financial Independence, Retire Early) in the U.S.? Why not retire abroad? Financial planning experts weigh in with nine tips to get you started.
By Jacob Schroeder
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How to Retire Early in Seven StepsHere is the secret sauce for how to retire early. Just be sure it's what you really want.
By Jacob Schroeder
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Will an AI Robot Take Care of You in Old Age?AI may be just the help older adults and their caretakers need. Just don't expect it to be a cute little humanoid — yet.
By Jacob Schroeder
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The 90+ Rule of Retirement: Live Long and ProsperWhat good is living longer if your money doesn’t last long enough to enjoy it?
By Jacob Schroeder
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The Rule of the Shrinking Dollar in RetirementAlas, we must all follow the rule of the shrinking dollar once we hit retirement. Here's how to hold onto your hard-earned money in many years.
By Jacob Schroeder
