
Jacob Schroeder
Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (https://rootofall.substack.com/), exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.
Latest articles by Jacob Schroeder
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Should You Invest With Friends? What to Know Before Joining an Investment Group
Investment groups have been around for years and give folks the chance to pool money together to buy stocks and funds, but are they a good idea?
By Jacob Schroeder Published
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These Four Traits Lead to More Retirement Savings
Four behavioral traits lead to more retirement savings down the road. Only 10% of workers have all four habits; do you?
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How to Spend Retirement Savings Confidently
Three tips to help retirees spend retirement savings without fear.
By Jacob Schroeder Last updated
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How to Manage Longevity Risk in Retirement
Longevity risk is the downside of our longer life expectancies. Here's how to make sure your money lasts.
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How to Retire at 50 or 55
Yes, you can retire at 50 or 55. Take these FIRE (Financial Independence, Retire Early) steps now.
By Jacob Schroeder Last updated
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Retire Abroad Before 55: Eight Expert Tips
Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy.
By Jacob Schroeder Published
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Become a Digital Nomad: An Early Retirement Lifestyle
Embrace a digital nomad lifestyle to satisfy your wanderlust. Here are tips from an ultramarathon runner, a professional blogger and a financial planner.
By Jacob Schroeder Published
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Five Books That’ll Prepare You for Retirement
These books about retirement will help prepare you for your next stage through fiction and nonfiction. What's more, they are great reads!
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How SEPP 72(t) Can Help You Retire Early and Dodge Penalties
Cool, right? This early retirement hack lets you tap your retirement savings without tax penalties. But it's a risky move if you don't plan well.
By Jacob Schroeder Last updated
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Get Your Retirement Timing Right: Eight Things to Consider
When it comes to retirement, timing can have a significant impact on your well-being and financial security.
By Jacob Schroeder Last updated
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Take a Sabbatical Over Early Retirement for a Cheaper Reset
A sabbatical can help you get over burnout, explore a new career or hobby and won't break your retirement if done right.
By Jacob Schroeder Published
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Want to Retire Happily? Plan for Leisure and Purpose
Strive for relaxation, connection and purpose to retire happily.
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How Much Money Do You Need to Be Happy?
Here is the latest research on happiness and wealth. Do you have a 'happiness number' you're trying to achieve?
By Jacob Schroeder Published
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Five Early Retirement Mistakes to Avoid
These early retirement mistakes can douse your FIRE (Financial Independence, Retire Early) efforts.
By Jacob Schroeder Published
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Early Retirement Withdrawal Strategies for the Long Haul
Your early retirement withdrawal plan can make or break your FIRE strategy. Think beyond financial independence to how you will maintain a stable portfolio.
By Jacob Schroeder Published
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How to Overcome Identity Loss in Retirement
Identity loss in retirement happens often, and it's not unusual to mourn the person you were before.
By Jacob Schroeder Last updated
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Retire Early for Adventure: Travel and Volunteer
Want to ditch the office and explore the world? Retire early for adventure by volunteering abroad.
By Jacob Schroeder Published
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Five Reasons You’ll Blow Up Your Retirement Plan
Since a retirement plan is all about meeting your needs and goals in retirement, you should plan to adjust that plan as those needs and goals shift.
By Jacob Schroeder Last updated
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The 5 Worst Bad Habits to Carry Into Retirement
Five bad habits that could hurt you when you retire.
By Jacob Schroeder Published
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Retirement Tips from World-Famous Authors to Live Happily Ever After
happy retirement Want a long, secure and joyful retirement? Take inspiration from some of your favorite writers. Here are 10 strategies renowned authors use when writing their books that can help you along the way to the retirement you’ve dreamed of.
By Jacob Schroeder Published
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The Joy of Owning a Business in Retirement
entrepreneurship Golf and lazy days at the beach aren’t for everyone. In fact, some “retirees” get a kick out of challenging themselves as encore entrepreneurs. It can be engaging, fulfilling and lucrative all at the same time.
By Jacob Schroeder Published
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6 Life-Changing Lessons from 2 Retirees Who Are Changing Lives
happy retirement Retirement is the perfect time to redefine yourself, find a new sense of purpose and channel your passion in a meaningful way. What could that look like for you? Meet a doctor and a pilot who could give you some ideas for a happy, fulfilling retirement.
By Jacob Schroeder Published
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Are You Financially Resilient? 5 Steps to Boost Your Economic Security
personal finance Being able to bounce back from adversity is a necessity, because chances are you’re going to face one (or more) setbacks during your lifetime. From a job loss to a health crisis, here’s how to take a punch, pick yourself up and get back in the fight.
By Jacob Schroeder Published
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3 Retirement Fairy Tales on Social Media: To Be Happy, Don’t Believe Them!
happy retirement The secret to a happy retirement can’t be found in the smiling fairy tale you see on Facebook. The fact is, while retirement has its joys, it also has its share of existential challenges. So, to be happy, be realistic, and do not believe these three myths.
By Jacob Schroeder Published
happy retirement