Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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What Your Tax Refund Could Earn Instead of Sitting With the IRSMany taxpayers celebrate a large refund. But that same money might have quietly earned interest or investment returns all year long.
By Choncé Maddox
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How to Decide Between a Money Market Account vs High-Yield Savings AccountDebating on where to save your money? Two options include a high-yield savings account or a money market account. Discover which option offers you the right fit.
By Sean Jackson
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind?Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it.
By Choncé Maddox
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The Best Short-Term CD for Your Cash in 2026This strategy can help you earn thousands in months.
By Sean Jackson
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4 Psychological Tricks to Save More in 2026Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have NowTools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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What to Do When You Bank Lowers Your APYWhy banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You BackKeeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
