Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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What Your Tax Refund Could Earn Instead of Sitting With the IRSMany taxpayers celebrate a large refund. But that same money might have quietly earned interest or investment returns all year long.
By Choncé Maddox
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How to Decide Between a Money Market Account vs High-Yield Savings AccountDebating on where to save your money? Two options include a high-yield savings account or a money market account. Discover which option offers you the right fit.
By Sean Jackson
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Make This Savings Move Now or Regret It in the SummerThese are the moves to make now while rates remain higher.
By Sean Jackson
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind?Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it.
By Choncé Maddox
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The Best Short-Term CD for Your Cash in 2026This strategy can help you earn thousands in months.
By Sean Jackson
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3 Reasons to Use a 5-Year CD As You Approach RetirementA five-year CD can help you reach other milestones as you approach retirement.
By Sean Jackson
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The Cost of Leaving Your Money in a Low-Rate AccountWhy parking your cash in low-yield accounts could be costing you, and smarter alternatives that preserve liquidity while boosting returns.
By Choncé Maddox
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4 Psychological Tricks to Save More in 2026Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
