Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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Trump Nominates Kevin Warsh to Fed Chair. How Will This Impact Savers?
Here's a look at how Warsh could influence future Fed policy if he's confirmed.
By Sean Jackson
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After the Fed Meeting, 7 High-Yield Savings Accounts Worth Your While
The Fed didn't cut rates at its January meeting, giving savers more time to secure rates as high as 4.35% APY.
By Sean Jackson
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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What to Do When You Bank Lowers Your APY
Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You Back
Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
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The Best 3-Year CDs: Outpace Inflation and Earn Up to 4.05%
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
Savings -
Where to Stash Cash as Yields Fall, According to Advisers
Your best options depend on how soon you'll need the money and your tolerance for risk.
By Kerri Anne Renzulli
