Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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$40,000 CD vs $40,000 High-Yield Savings Account
Both options offer risk-free methods to grow your savings. Learn how much you can earn with each, how they differ and which one suits you best.
By Sean Jackson
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Where to Put Your Savings Before Rate Cuts Hit
Savers can still access higher savings rates. However, with a rate cut looming, you have a tighter window to capitalize.
By Sean Jackson
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My Savings Strategy To Generate Sizable Gains Amid Rate Cuts
The Fed meets next week and will likely cut rates. Learn how savers can stay ahead of the game even with lower returns.
By Sean Jackson
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
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Are High-Yield Savings Still a Winning Bet Against Inflation?
Some savings accounts give you the ability to outpace inflation, lessening its impact on your finances.
By Sean Jackson
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Best 529 Plans of 2025
Check out the best 529 plans of 2025 and find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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Retirees, Make These Financial Moves Before the Fed Cuts Rates
The Fed will likely reduce interest rates in mid-September. Financial experts explain where retirees should invest now to boost retirement funds.
By Maurie Backman
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD vs. high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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What Happens To Mortgage and Savings Rates If Trump Fires Federal Reserve Governors?
The President has backed off on firing Powell. Instead, he recently announced he fired Fed Gov Lisa Cook.
By Sean Jackson
