Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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The I-Bond Rate of 4.26% Is Mildly Attractive. Here's Why.Investing for Income The current I-bond rate, set in May, is active through October 2026. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
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How Much Money Should You Put in a CD?CDs offer guaranteed returns, but locking up too much cash can leave you short when you need it. Here's how to find the right amount.
By Paige Cerulli
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What Happens to Your Savings Account When You Die?Your savings may have to go through probate if you don't name a beneficiary. Here's how to make it easier for your heirs to access the money.
By Sean Jackson
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Why Kiplinger Readers Recommend Schwab for Internet BankingCharles Schwab has won the Kiplinger Readers' Choice Awards for internet banks three years in a row. Here's why.
By Rachael Green
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CD Rates Are Rising. Should You Move Your Savings?While high-yield savings accounts are a smart option for savers, another type of savings account promises higher gains. Here's why you want to lock one in now.
By Sean Jackson
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How Much a $100K Jumbo CD Earns YouHave $100,000 in cash? These jumbo CDs offer APYs above 4%. See how much you could earn and what to consider before locking in a rate.
By Sean Jackson
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Are High-Yield Savings Accounts Outpacing Inflation?Inflation can erode the value of your cash, but today’s top savings rates may help you keep pace. See how HYSAs, CDs and money market accounts compare.
By Sean Jackson
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5 High-Yield Savings Account Mistakes That Could Be Costing You InterestA high-yield savings account can help your money earn more, but these five common mistakes could be holding your savings back.
By Paige Cerulli
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$40,000 CD vs $40,000 High-Yield Savings AccountIf you're looking for a safe place to store $40k, here are two smart solutions to help you reach your goals and outpace inflation.
By Sean Jackson
