Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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Make This Savings Move Now or Regret It in the Summer
These are the moves to make now while rates remain higher.
By Sean Jackson
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind?
Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it.
By Choncé Maddox
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The I-Bond Rate Until November Is Mildly Attractive. Here's Why.
Investing for Income The current I-bond rate, set in November, is active through April 2026. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
Investing for Income -

The Best Short-Term CD for Your Cash in 2026
This strategy can help you earn thousands in months.
By Sean Jackson
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3 Reasons to Use a 5-Year CD As You Approach Retirement
A five-year CD can help you reach other milestones as you approach retirement.
By Sean Jackson
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The Cost of Leaving Your Money in a Low-Rate Account
Why parking your cash in low-yield accounts could be costing you, and smarter alternatives that preserve liquidity while boosting returns.
By Choncé Maddox
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4 Psychological Tricks to Save More in 2026
Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
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Trump Nominates Kevin Warsh to Fed Chair. How Will This Impact Savers?
Here's a look at how Warsh could influence future Fed policy if he's confirmed.
By Sean Jackson
