Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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New 2026 Tax Change Could Mean More for Your IRA and 401(k) Savings
Retirement Savings Here's how the new IRS inflation adjustments will increase the contribution limits for your 401(k) and IRA in the new year.
By Kate Schubel
Retirement Savings -

6 Tax Reasons to Convert Your IRA to a Roth (and When You Shouldn't)
Retirement Taxes Here’s how converting your traditional retirement account to a Roth IRA can boost your nest egg — but avoid these costly scenarios.
By Kate Schubel
Retirement Taxes -

The 'Soft' Banking Trend That Could Transform Your Savings
The "soft switching" banking trend allows you to explore a new bank account while keeping your primary one. See how it could benefit you.
By Sean Jackson
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High-Yield Savings Accounts vs No-Penalty CDs: Which is the Best Fit for You?
Discover which option can help you reach your savings goals quickly.
By Sean Jackson
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I Inherited $50,000, and My Retirement is Already Fully Funded. Where's the Best Place to Store It for Maximum Growth?
These savings solutions can help you maximize returns without the risk.
By Sean Jackson
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Where You Choose to Stash $100k Now Comes with a Big Opportunity Cost
The Fed recently cut rates. Here's where to maximize your savings while rates remain higher.
By Sean Jackson
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I Have $150,000 That I Don't Need Anytime Soon, But I Don't Want to Put it in the Market. What Should I Do?
My strategy offers a guaranteed return that can earn you thousands effortlessly.
By Sean Jackson
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Avoid These Four Mistakes in the Run Up to Retirement
You can learn a thing or two from the retirees who went before you.
By Donna Fuscaldo
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Smart Places to Deposit Your Social Security Check
If you receive Social Security checks, where you deposit them matters because it can help grow your earnings. See the best options.
By Sean Jackson
