Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2025
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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How To Get the Best Savings Account Bonuses
A savings account bonus gives your savings a head start while taking advantage of high interest rates before they disappear. Here's what you need to know.
By Erin Bendig
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Why a 5-year CD is Still Your Best Bet After the Fed Meeting
Despite the rate cut at the Fed meeting in December, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in December?
Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
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CD vs. Money Market: Where to Put Your Year-End Bonus Now
Falling interest rates have savers wondering where to park cash. Here's how much $10,000 earns in today's best CDs versus leading money market accounts.
By Choncé Maddox
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Smart Money Moves Savers Should Make in 2026
Sponsored by Physicians Mutual
These steps will get you on the road to achieving your 2026 savings goals.
By Sean Jackson
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Best Money Market Accounts — December 2025
Savings A money market account helps you maximize returns and outpace inflation.
By Sean Jackson
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Make This Savings Move Now or Regret It in the Spring
The Fed might lower rates for a third time at its meeting next week. Does a long-term CD offer enough of a return to withstand this cut?
By Sean Jackson
