Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.28%, outpacing inflation and helping you meet long-term savings goals.
By Sean Jackson Last updated
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you earn returns as high as 4%.
By Sean Jackson Last updated
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.40%. See our top picks.
By Sean Jackson Last updated
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The Best High-Yield Savings Accounts of September 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
By Sean Jackson Last updated
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For Savers Who Hate Surprises, This Strategy Delivers
This approach gives you peace of mind, regardless of whether rate cuts happen.
By Sean Jackson Published
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Inflation Made I-Bonds Popular. What Now?
savings bonds Inflation has made Series I savings bonds, known as I-bonds, enormously popular with risk-averse investors. How do they work?
By Lisa Gerstner Last updated
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The $425 Million Capital One 360 Savings Settlement: Who’s Getting a Payout and What Happened?
Capital One agreed to a $425 million settlement over its 360 Savings account interest rates. Here’s what you need to know.
By Rachael Green Last updated
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Is Your Money in the Wrong Place? Why More Savers Are Shifting Money Away from Big Banks
Traditional savings accounts aren’t cutting it — here’s where the money is going instead.
By Choncé Maddox Published