Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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The 2026 Mid-Year Retirement ResetChecklist of 6 easy things you can do in June to improve and secure your finances.
By Donna LeValley
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How IRAs Impact Social SecurityDo your traditional IRA distributions count as income that could lower your Social Security benefits? It depends.
By Tom Taulli
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When Will Social Security and Medicare Run Out of Money?Social Security and Medicare trust funds, which help pay benefits, are projected to outspend their surpluses. What happens when the safety net faces a shortfall?
By Elaine Silvestrini
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The Y Rule of Retirement: Why Men Need to Plan DifferentlyIf you have a Y chromosome (because you're a guy), following the 'Y rule of retirement' can help you transition to this new life stage with grace.
By Jacob Schroeder
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Retiring From Excellence: Why Driven Professionals Struggle as BeginnersYou spent decades mastering your career, hobbies and savings. Now comes the hard part: learning how to be a novice all over again.
By Jacob Schroeder
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10 Things You Should Leave Out of Your Will, According to ExpertsAre you unclear about what you should leave out of your will when estate planning? Legal experts share the 10 items to exclude.
By Erin Bendig
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Crypto 401(k) Options Are Expanding: The Only Reasons To Actually Click BuySome employers are adding digital tokens to retirement plans. Before making a speculative move, here is the risk checklist advisors recommend.
By Donna Fuscaldo
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7 Ways to Plan Now to Save on Medicare IRMAA Surcharges LaterUnderstand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA.
By Donna LeValley
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The Average IRA Balance by Age and Generation in 2026Thanks to record contributions, the average IRA account balance is up nearly 8% over the past year despite market volatility that drove balances down in the first quarter of 2026.
By Adam Shell
