retirement planning
8 Surprising Ways to Prosper From Annuities
8 Surprising Ways to Prosper From Annuities
You can use a fixed annuity to do more than just generate retirement income. These insurance contracts can also help you give to charity, leave money …
June 3, 2021
401(k)s: 10 Things You Must Know About These Retirement Savings Plans
401(k)s: 10 Things You Must Know About These Retirement Savings Plans
These accounts can be a great way to save for retirement while giving you a tax break now. But beware of the fees plan providers charge for 401(k)s.
June 1, 2021
4 Strategies to Reduce Taxes in Retirement
4 Strategies to Reduce Taxes in Retirement
Don’t let the possibility of higher taxes in the future sink your retirement income plan. Consider these four ways to help manage your taxes, keeping …
May 31, 2021
Yes, You Can Have Too Much Cash
Yes, You Can Have Too Much Cash
A sizable hoard is comforting but could crimp long-term portfolio gains.
May 27, 2021
Retirement Planning Checklist
Retirement Planning Checklist
Whether the day you stop working is a decade away or around the corner, these to-do items will help you retire on your own terms.
May 26, 2021
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33 States with No Estate Taxes or Inheritance Taxes
33 States with No Estate Taxes or Inheritance Taxes
Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
May 26, 2021
10 Least Tax-Friendly States for Retirees
10 Least Tax-Friendly States for Retirees
When it comes to state and local taxes, retirees in these states are likely to pay more than retirees in other states.
May 26, 2021
Annuities: 10 Things You Must Know
Annuities: 10 Things You Must Know
Not all annuities are alike, and some may not be appropriate for you. How much do you know about these investment products?
May 21, 2021
8 Money-Smart Ways to Spend Your Tax Refund
8 Money-Smart Ways to Spend Your Tax Refund
Since this year's tax deadline was pushed back to May 17, many people just recently filed their tax return. That means there are a lot of tax refunds …
May 21, 2021
Planning for Retirement Assets in Your Estate Plan
Planning for Retirement Assets in Your Estate Plan
To be tax efficient, which types of assets should you live off of in retirement, and which should you plan on passing down? There’s a bit of art to th…
May 21, 2021
10 Best Financial Benefits for Military Families
10 Best Financial Benefits for Military Families
Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
May 19, 2021
5 Signs You Should Fire Your Financial Adviser
5 Signs You Should Fire Your Financial Adviser
A strong relationship with a financial adviser you trust matters more the closer you get to retirement. Here are some of the reasons it may be time fo…
May 19, 2021
Today is the Last Day to Fund Your IRA and Cut Your Taxes
Today is the Last Day to Fund Your IRA and Cut Your Taxes
Although you need to act quickly, you still have a few hours to make a 2020 IRA contribution and lower your tax bill.
May 17, 2021
Contributing to Your HSA Today Could Lower Your Tax Bill
Contributing to Your HSA Today Could Lower Your Tax Bill
If you haven't already contributed the full amount to your HSA for 2020, you have a few more hours to do so and potentially reduce your tax bill at th…
May 17, 2021
HSA Contribution Limits and Other Requirements
HSA Contribution Limits and Other Requirements
Annually adjusted contribution limits, health plan minimum deductibles, and limits on out-of-pocket medical expenses must be met if you're covering he…
May 10, 2021
HSA Contribution Limits for 2022 Are Out
HSA Contribution Limits for 2022 Are Out
The IRS released the contribution limits, annual deductibles for health plans, and out-of-pocket expense limits for 2022 health savings accounts.
May 10, 2021
Saver's Credit: A Retirement Tax Break for the Middle Class
Saver's Credit: A Retirement Tax Break for the Middle Class
Your retirement contributions could be the key to a lower tax bill.
May 3, 2021
The Benefits of Working Longer
The Benefits of Working Longer
Delaying retirement for a couple of years—or even a few months—is the most effective way to improve your retirement security.
April 29, 2021
Biden Hopes to Eliminate Stepped-Up Basis for Millionaires
Biden Hopes to Eliminate Stepped-Up Basis for Millionaires
As part of his American Families Plan, President Biden wants to change the way capital assets are taxed when you die.
April 28, 2021
COVID-19 and Retirement Planning: 5 Actions to Take Now
COVID-19 and Retirement Planning: 5 Actions to Take Now
As our nation’s health situation and economy continue settling down in the wake of the pandemic, it’s time to re-evaluate where you are now and where …
April 24, 2021
7 Ways to Utilize Your Life Insurance Policy’s Cash Value
7 Ways to Utilize Your Life Insurance Policy’s Cash Value
If you no longer need life insurance, don't just cancel the policy and cash out. Instead, consider one of these strategies to capitalize on its value …
April 23, 2021
The Essentials You Need for an Estate Plan
The Essentials You Need for an Estate Plan
You can reduce stress and expenses for yourself and your family if you develop an estate plan that includes these important documents.
April 21, 2021
Is Your Financial Plan Flexible Enough?
Is Your Financial Plan Flexible Enough?
As your life changes, your financial plan may change too. And that’s OK.
April 19, 2021
The Perfect Storm for Retirees
The Perfect Storm for Retirees
Today’s retirees could face a perfect storm because they are living longer and spending more time in retirement, while at the same time losing access …
April 18, 2021
Social Security Earnings Tests: 5 Things You Must Know
Social Security Earnings Tests: 5 Things You Must Know
If you’re still working and claim Social Security early, your benefits could be reduced, at least temporarily.
April 14, 2021