retirement planning
HSA Limits and Minimums
HSA Limits and Minimums
Annually adjusted contribution limits and other requirements must be met if you're covering health care costs with a Health Savings Account.
September 21, 2020
Don’t Be Paralyzed by Uncertainty
Don’t Be Paralyzed by Uncertainty
You definitely need a plan, because what’s ahead could be scarier than what’s behind us.
September 21, 2020
Insurance for Long-Term Care at Home
Insurance for Long-Term Care at Home
In the wake of COVID-wracked nursing homes, increasingly more people are looking at options to age in place with long-term care insurance.
September 17, 2020
Medicare Basics: 11 Things You Need to Know
Medicare Basics: 11 Things You Need to Know
There's Medicare Part A, Part B, Part D, medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare --…
September 16, 2020
10 Things You'll Spend More on in Retirement
10 Things You'll Spend More on in Retirement
From reading materials to debt, the demands on your savings during your golden years might surprise you.
September 16, 2020
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Take These Steps to Make Your Finances Impenetrable to Threats
Take These Steps to Make Your Finances Impenetrable to Threats
Your home’s windows keep out all sorts of threats. A good financial plan — one that’s resistant to cracks — does the same thing.
September 14, 2020
Uncle Sam’s Bite of Social Security
Uncle Sam’s Bite of Social Security
Retirement surprise: As much as 85% of Social Security benefits are subject to tax when provisional income exceeds $34,000 on a single return or $44,0…
September 10, 2020
Does a 40% Bond Allocation Make Sense in Today’s Portfolios?
Does a 40% Bond Allocation Make Sense in Today’s Portfolios?
For many investors, the short answer is no. Here’s why, and what you might consider instead.
September 7, 2020
What’s Your ‘Money Type’? Knowing It Could Help You Avoid a Financial Blunder
What’s Your ‘Money Type’? Knowing It Could Help You Avoid a Financial Blunder
Financial advisers are seeing some interesting stress responses to financial uncertainty. With that in mind, here are some practical tips for three of…
September 3, 2020
Back in School Decades Later
Back in School Decades Later
Getting a degree or certificate in retirement or later in life can have its advantages.
September 2, 2020
Talk to Your Financial Professional about What Keeps You Up at Night
Talk to Your Financial Professional about What Keeps You Up at Night
As Americans re-evaluate their finances, they may not be opening up about all their worries. They should.
September 2, 2020
The Right Fit Car for Older Drivers
The Right Fit Car for Older Drivers
Anticipate how changes in lifestyle and health might affect the kind of vehicle you will need over time.
August 26, 2020
Tips for Working with a Financial Adviser Virtually
Tips for Working with a Financial Adviser Virtually
A financial professional who took his firm digital years ago shares ways to get the most out of your adviser relationship as you socially distance.
August 26, 2020
4 Ways to Get Your Retirement Plan Back on Track
4 Ways to Get Your Retirement Plan Back on Track
When it comes to our finances, 2020 has been a year marked by stock market volatility and our current recession. If you’re in a bad spot financially, …
August 25, 2020
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Retirees who took a required minimum distribution earlier this year need to act quickly if they want to avoid taxes on the money they withdrew.
August 24, 2020
Rethinking Retirement
Rethinking Retirement
When interest rates are this low, it might be time to revisit some of the old rules of thumbs about reducing the risk of outliving your money.
August 19, 2020
Why You Need a Roth IRA
Why You Need a Roth IRA
With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.
August 19, 2020
8 Things You Must Know About Retiring to the Carolinas
8 Things You Must Know About Retiring to the Carolinas
From the mountains to the beaches, North Carolina and South Carolina offer retirees plenty of incentives.
August 14, 2020
An Advocate for End-of-Life Care
An Advocate for End-of-Life Care
Without a health care proxy, your written instructions for future medical care may not be carried out if you become incapacitated.
August 14, 2020
Get the Most from a Zoom Meeting with Your Financial Adviser
Get the Most from a Zoom Meeting with Your Financial Adviser
Done right, virtual financial planning meetings can be just as productive (or even more so!) than in-person ones.
August 11, 2020
Drawing Down Retirement Savings in a Pandemic
Drawing Down Retirement Savings in a Pandemic
Tapping the right accounts at the right time matters. Knowing how much a retiree can spend each year without running out of savings in old age is even…
August 7, 2020
Planning for Retirement in the New Normal of Covid-19
Planning for Retirement in the New Normal of Covid-19
Here are four ways we all need to adapt to keep our financial plans on track as the nation grapples with the coronavirus pandemic.
August 6, 2020
Turning 60 in 2020? Expect Lower Social Security Benefits
Turning 60 in 2020? Expect Lower Social Security Benefits
When you file for Social Security, the amount you receive may be lower.
July 30, 2020
6 Money-Smart Ways to Spend Your Stimulus Check
6 Money-Smart Ways to Spend Your Stimulus Check
If you don't have to use your stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
July 30, 2020
Get Your Retirement Plan Back on Track
Get Your Retirement Plan Back on Track
Whether the damage to your savings was self-inflicted or unavoidable, we’ll help you revive your retirement plan.
July 30, 2020