retirement planning
13 States That Tax Social Security Benefits
13 States That Tax Social Security Benefits
You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
December 2, 2020
The Best T. Rowe Price Funds for 401(k) Retirement Savers
The Best T. Rowe Price Funds for 401(k) Retirement Savers
A dozen T. Rowe Price mutual funds also have a place among the nation's most popular 401(k) retirement products. Find out which funds belong in your r…
November 27, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
The Best Fidelity Funds for 401(k) Retirement Savers
Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
November 27, 2020
The Best Vanguard Funds for 401(k) Retirement Savers
The Best Vanguard Funds for 401(k) Retirement Savers
Vanguard funds account for a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, including its t…
November 27, 2020
Bad News for Super Savers
Bad News for Super Savers
Low inflation keeps thresholds on retirement savings plans in check.
November 25, 2020
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11 Year-End Moves to Lower Your 2020 Tax Bill
11 Year-End Moves to Lower Your 2020 Tax Bill
What you do between now and the end of the year can have a significant impact on how much tax you have to pay next April.
November 17, 2020
Planning to Sell Your Home in Retirement? Downsize Costs Along With Space
Planning to Sell Your Home in Retirement? Downsize Costs Along With Space
In this hot real estate market, consider the costs of buying and selling a house along with the expenses associated with your new digs.
November 13, 2020
Big Changes Likely for Social Security, Medicare Under a Biden Presidency
Big Changes Likely for Social Security, Medicare Under a Biden Presidency
The new president and a fresh Congress will sooner or later have to face the twin safety net programs, both sorely in need of help.
November 10, 2020
10 Best Financial Benefits for Military Families
10 Best Financial Benefits for Military Families
Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 6, 2020
Bad News on IRA and 401(k) Contribution Limits for 2021
Bad News on IRA and 401(k) Contribution Limits for 2021
Retirement savers will be disappointed with the contribution limits for next year, but at least more people will qualify for retirement tax breaks in …
November 5, 2020
Easy Access to Financial Advice Requires Analytical Thinking
Easy Access to Financial Advice Requires Analytical Thinking
It’s up to each investor and retirement saver to separate fact from fiction and to overcome their own personal biases.
November 3, 2020
Planning for Early Retirement When You Have Equity Compensation
Planning for Early Retirement When You Have Equity Compensation
Employee stock benefits come with some risks and strings attached, as well as the potentially rich possibilities they afford. So know what you’ve got …
November 3, 2020
HSA Contribution Limits and Other Requirements
HSA Contribution Limits and Other Requirements
Annually adjusted contribution limits, health plan minimum deductibles, and limits on out-of-pocket medical expenses must be met if you're covering he…
October 29, 2020
Estate Planning During the Pandemic
Estate Planning During the Pandemic
Here’s how to prepare for the worst in this terrible, horrible, no good, very bad year.
October 28, 2020
Election 2020: 3 Things Retirees Should Pay Attention To
Election 2020: 3 Things Retirees Should Pay Attention To
When it comes to your money in retirement, here are three main issues that seniors should pay attention to before they cast their votes in the 2020 pr…
October 21, 2020
Managing Your Money in an Uncertain World
Managing Your Money in an Uncertain World
As you return to work after being away due to the COVID-19 pandemic, there are some financial basics you need to make sure you have covered.
October 19, 2020
Don’t Let Low-Interest-Rate Fatigue Push You into Taking Too Much Risk
Don’t Let Low-Interest-Rate Fatigue Push You into Taking Too Much Risk
Investors searching for safe short-term places to park their money that offer decent returns have been coming up empty for quite a while. Instead of s…
October 19, 2020
Considering Early Retirement? 5 Things to Know
Considering Early Retirement? 5 Things to Know
Before you accept a buyout, do the math to see if you really can afford to retire. (We'll show you how.) Then follow up with these tried-and-true stra…
October 15, 2020
Why Would I Hire You? A Financial Adviser Answers a Friend’s Pointed Question
Why Would I Hire You? A Financial Adviser Answers a Friend’s Pointed Question
Financial advisers and doctors have a common occupational hazard: Friends and acquaintances often want free advice. When asked point blank, “Why would…
October 15, 2020
Social Security Cost of Living Adjustment (COLA) for 2021: 1.3%
Social Security Cost of Living Adjustment (COLA) for 2021: 1.3%
For the average recipient, the monthly increase won't even cover a fill-up at the gas station — but it beats nothing.
October 13, 2020
Protect Your Wealth with Smart Risk Management Strategies
Protect Your Wealth with Smart Risk Management Strategies
Find peace of mind for yourself and your family by planning ahead for life’s worst “what if” moments. These risk management strategies can help protec…
October 13, 2020
The 100 Most Popular Mutual Funds for 401(k) Retirement Savings
The 100 Most Popular Mutual Funds for 401(k) Retirement Savings
These funds have the most assets under management in 401(k) workplace retirement plans
October 9, 2020
Couples Both Working from Home? How to Maximize Your Finances
Couples Both Working from Home? How to Maximize Your Finances
The COVID-19 pandemic has brought financial possibilities as well as challenges to many households. Here’s what to do to make the most of them.
October 7, 2020
How Snowbirds Can Be Taxed as a Florida Resident
How Snowbirds Can Be Taxed as a Florida Resident
If you live in a high-tax state during the summer but winter in Florida, you'll likely save big bucks if you can establish residency in Florida.
October 2, 2020
7 Things Medicare Doesn’t Cover
7 Things Medicare Doesn’t Cover
Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. Here's a closer look at what isn't covered by Medicare.
October 1, 2020