Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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4 Times to Say Yes to a Roth Conversion and 4 Times to Say No
Roth conversions should never be done on a whim — they're a product of careful timing and long-term tax considerations. So how can you tell whether to go ahead?
By Ryan K. Snover, Investment Adviser Representative
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A 4-Step Anxiety-Reducing Retirement Road Map
This helpful process covers everything from assessing your current finances and risks to implementing and managing your personalized retirement income plan.
By Robert Szigeti
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A Financial Pro Breaks Retirement Planning Into 5 Easy Pieces
This retirement plan focuses on five key areas — income generation, tax management, asset withdrawals, planning for big expenses and health care, and legacy.
By J. Burke "J.B." Howard
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Financial To-Dos to Finish 2025 Strong and Start 2026 Stronger
Don't overlook these important year-end check-ins. Missed opportunities and avoidable mistakes could end up costing you if you're not paying attention.
By Leila Evans, CFP®
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The Average 401(k) Balance by Age and Generation
How did your 401(k) balance rank vs savers your age in the third quarter? Learn the keys to building a retirement balance that will last a lifetime.
By Adam Shell
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Are You Putting Yourself Last? The Cost Could Be Your Retirement
If you're part of the sandwich generation, it's critical that you don't let the needs of your aging parents come at the expense of your future.
By Kelly LaVigne, J.D.
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The Retirement Donor's Checklist: Key Deadlines by Gift Type
Retirees have some charitable contribution options that can help avoid spikes in income from RMDS and capital gains.
By Donna LeValley
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The 9 Key Milestone Ages In Retirement
These nine milestone ages mark your eligibility for significant retirement benefits, including catch-up contributions and required actions, such as taking RMDs at age 73.
By Donna LeValley
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Year-End RMDs: 10 Ways to Invest, Spend or Donate Them
The deadline for taking Required Minimum Distributions (RMDs) is December 31. And yes, shopping or travel might be in order.
By Adam Shell
