retirement planning
How Congress Could Expand Medicare Benefits to Cover Dental, Hearing and Vision
How Congress Could Expand Medicare Benefits to Cover Dental, Hearing and Vision
Democrats have included the proposal for the new benefits in their budget reconciliation bill. They also want to allow Medicare to negotiate lower dru…
October 21, 2021
11 Costly Medicare Mistakes You Should Avoid Making
11 Costly Medicare Mistakes You Should Avoid Making
If you don't make the right choices, you could end up with high Medicare premiums and big out-of-pocket costs.
October 20, 2021
10 Year-End Moves to Lower Your 2021 Tax Bill
10 Year-End Moves to Lower Your 2021 Tax Bill
What you do between now and the end of the year can have a significant impact on how much tax you have to pay next April.
October 19, 2021
Retiring in Uncertain Times? Try the Bucket Strategy!
Retiring in Uncertain Times? Try the Bucket Strategy!
For retirement savers who want to help make sure their money lasts as long as they do, this very basic planning method is an oldie but a goodie.
October 19, 2021
12 States That Won't Tax Your Retirement Income
12 States That Won't Tax Your Retirement Income
Retirees can save a lot of money in these states that completely exempt the most common types of retirement income – 401(k)s, IRAs and pensions – from…
October 19, 2021
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6 Things You Can Do Right Now to Ensure Your Money Will Last in Retirement
6 Things You Can Do Right Now to Ensure Your Money Will Last in Retirement
Your retirement plan needs to take a holistic approach. Because there are so many decisions to make, it’s easy to get lost in the weeds. Follow these …
October 15, 2021
10 Least Tax-Friendly States for Retirees
10 Least Tax-Friendly States for Retirees
When it comes to state and local taxes, retirees in these states are likely to pay more than retirees in other states.
October 14, 2021
Social Security Earnings Tests: 5 Things You Must Know
Social Security Earnings Tests: 5 Things You Must Know
If you’re still working and claim Social Security early, your benefits could be reduced, at least temporarily.
October 13, 2021
4 Ways to Earn More From Your Rainy Day Fund
4 Ways to Earn More From Your Rainy Day Fund
You should set aside enough money to cover three to six months of living expenses in case of an emergency. But sticking this cash in a savings account…
October 12, 2021
Even the Experts Can’t Figure Out How to Plan for Retirement Income
Even the Experts Can’t Figure Out How to Plan for Retirement Income
Why? The old asset allocation model of retirement planning focuses on the wrong part of the equation. Instead, Income Allocation offers a better road …
October 10, 2021
100 Most Popular Mutual Funds in 401(k) Retirement Accounts
100 Most Popular Mutual Funds in 401(k) Retirement Accounts
These mutual funds have the most assets under management in 401(k) workplace retirement plans.
October 7, 2021
10 Most Tax-Friendly States for Retirees
10 Most Tax-Friendly States for Retirees
If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees.
October 6, 2021
11 Reasons You Don't Want to Retire in Florida
11 Reasons You Don't Want to Retire in Florida
An overabundance of boomers, critters, sweat and weirdness. Welcome to the dark side of the Sunshine State.
October 6, 2021
13 States That Tax Social Security Benefits
13 States That Tax Social Security Benefits
You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
October 4, 2021
33 States with No Estate Taxes or Inheritance Taxes
33 States with No Estate Taxes or Inheritance Taxes
Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
October 4, 2021
How Has the Pandemic Changed Retirement Plans for Women?
How Has the Pandemic Changed Retirement Plans for Women?
Despite the challenges we’ve weathered the past year and a half, here are some ideas to get your retirement strategies back on track.
October 2, 2021
Nontraditional Options Let IRA Investors Crank Up the Risk
Nontraditional Options Let IRA Investors Crank Up the Risk
You can invest your retirement savings in everything from cryptocurrency to penny stocks. But that doesn’t mean you should.
September 30, 2021
HSA Contribution Limits and Other Requirements
HSA Contribution Limits and Other Requirements
Annually adjusted contribution limits and other requirements for 2022 must be met if you're covering health care costs with a Health Savings Account n…
September 29, 2021
The Forces Shaping Retirement in the 2020s
The Forces Shaping Retirement in the 2020s
Gone are the days of retiring with a pension and gold watch. What retirement means has changed significantly and not always for the better.
September 28, 2021
Hidden Fees, Unintentional Wealth Transfers and Other Lurking Retirement Hazards
Hidden Fees, Unintentional Wealth Transfers and Other Lurking Retirement Hazards
A secure retirement is a happy retirement. Here are three things you can do to improve your odds that your golden years will be bountiful and worry-fr…
September 28, 2021
Tax Changes and Key Amounts for the 2021 Tax Year
Tax Changes and Key Amounts for the 2021 Tax Year
Americans are facing a long list of tax changes for the 2021 tax year. Smart taxpayers will start planning for them now.
September 23, 2021
How Exactly Do You Stress-Test Your Financial Plan?
How Exactly Do You Stress-Test Your Financial Plan?
Some tasks are not good for DIYers, and stress-testing your portfolio is probably one of them. Because individuals don’t have access to the same tools…
September 18, 2021
The Downside of Delaying RMDs
The Downside of Delaying RMDs
With the SECURE Act 2.0, Congress is contemplating raising the age for required minimum distributions. However, don't assume you would benefit from th…
September 16, 2021
Is a Target Date Fund Right for You?
Is a Target Date Fund Right for You?
You're busy, and poring over investments is a pain. Wouldn't a target date fund be easier? Take a look at their pros and cons to see if incorporating …
September 14, 2021
What's My Social Security Full Retirement Age?
What's My Social Security Full Retirement Age?
The year you were born determines when you become eligible for your full Social Security retirement benefit. Use our calculator to determine your full…
September 14, 2021