retirement planning
In What Order Should You Tap Your Retirement Funds?
In What Order Should You Tap Your Retirement Funds?
Should you go with your IRA first or your brokerage account? Pulling money haphazardly can have negative implications. Instead follow this road map fo…
June 28, 2022
An Easy Way to Find How Much You Will Spend in Retirement
An Easy Way to Find How Much You Will Spend in Retirement
One simple math equation can help you determine where to start building your retirement income plan, and whether your money should last.
June 27, 2022
Retirement Comfort: How to Avoid Running Out of Money
Retirement Comfort: How to Avoid Running Out of Money
When it comes to retirement planning, one thing all of us worry about is whether we will have enough money to last. Financial professionals can help y…
June 25, 2022
33 States with No Estate Taxes or Inheritance Taxes
33 States with No Estate Taxes or Inheritance Taxes
Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
June 23, 2022
10 Most Tax-Friendly States for Retirees
10 Most Tax-Friendly States for Retirees
Moving to a low-tax state in retirement can help make your retirement savings last longer.
June 23, 2022
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Without (Increasing) Income, There Is No Retirement
Without (Increasing) Income, There Is No Retirement
Your retirement security boils down to how much sustainable cash flow your retirement assets can safely and reliably produce.
June 16, 2022
6 ‘Retirement Killers’ to Avoid at All Costs
6 ‘Retirement Killers’ to Avoid at All Costs
It's unfortunate, but people make the same money mistakes all the time. Here are six surefire mistakes that can kill your retirement – and remedies th…
June 13, 2022
How Can I Estimate the Income I'll Need in Retirement?
How Can I Estimate the Income I'll Need in Retirement?
It's an important question, and the answer starts with a simple rule of thumb. With a little personalization, this income replacement metric can be a …
June 13, 2022
14 States That Won't Tax Your Pension
14 States That Won't Tax Your Pension
Some states have pension exclusions with limitations based on age and/or income. But these states don't tax pension income at all, no matter how old y…
June 11, 2022
Tax Changes and Key Amounts for the 2022 Tax Year
Tax Changes and Key Amounts for the 2022 Tax Year
Americans are facing a long list of tax changes for the 2022 tax year. Smart taxpayers will start planning for them now.
June 10, 2022
For Sustainable Retirement Income, You Need These 5 Building Blocks
For Sustainable Retirement Income, You Need These 5 Building Blocks
Combining elements that you understand is the smartest way to create a secure retirement.
June 9, 2022
12 States That Tax Social Security Benefits
12 States That Tax Social Security Benefits
You may have dreamed of a tax-free retirement, but if you live in one of these states, your Social Security benefits may be subject to state taxes.
June 8, 2022
10 Least Tax-Friendly States for Retirees
10 Least Tax-Friendly States for Retirees
Retirees in these states are likely to have a higher overall state and local tax burden than retirees in other states.
June 8, 2022
Avoid These 3 Retirement Income Mistakes
Avoid These 3 Retirement Income Mistakes
Bonds, bond funds, immediate and variable annuities may not be the best vehicles for generating retirement income. Instead, consider this alternative.
June 6, 2022
Which Accounts Should Younger Retirees Tap First? Not IRAs!
Which Accounts Should Younger Retirees Tap First? Not IRAs!
Many retirees pull money from the wrong accounts and in the wrong sequence to generate income. To maximize your savings, especially if you’re younger …
June 3, 2022
Rising Health Care Costs and the Impact on Soon-to-Be Retirees
Rising Health Care Costs and the Impact on Soon-to-Be Retirees
The time to plan for your health care in retirement is years before you actually retire.
May 29, 2022
4 Keys to Planning Your Hard-Earned Retirement Income Distributions
4 Keys to Planning Your Hard-Earned Retirement Income Distributions
The fear of running out of money in retirement is understandable. When you have a well-thought-out retirement income plan, you can quit worrying.
May 27, 2022
How to Find the Perfect Balance Between Spending and Saving
How to Find the Perfect Balance Between Spending and Saving
It's the key to being able to enjoy life now AND in the future. It's also the basis for a successful retirement plan, and it all starts with setting y…
May 24, 2022
Education is Key: 3 Financial Lessons for Retirees Nearing Retirement
Education is Key: 3 Financial Lessons for Retirees Nearing Retirement
When it comes to retirement planning, educating yourself can keep you from making big mistakes. Here are three key lessons that everyone preparing for…
May 24, 2022
Retirement Income Shouldn’t Depend on the Market; It Should Depend on Math
Retirement Income Shouldn’t Depend on the Market; It Should Depend on Math
The math isn’t as tough as you might think. It all starts with dividing your assets into three different buckets.
May 23, 2022
How Psychology Affects Your Search for a Financial Adviser
How Psychology Affects Your Search for a Financial Adviser
Your emotional relationship with your financial planner plays a big role in how successful your collaboration will be, so picking a person you click w…
May 14, 2022
5 Things to Do Before You Retire
5 Things to Do Before You Retire
Do you know what you want your retirement to look like? That’s the first thing you need to figure out when you’re nearing retirement.
May 11, 2022
14 Reasons You Might Go Broke in Retirement
14 Reasons You Might Go Broke in Retirement
Running out of money in retirement is a legitimate fear. But there are steps you can take to avoid that fate – and it’s never too late to start.
May 9, 2022
Do You Have a Retirement Plan, or Just a Bunch of Uncoordinated Accounts?
Do You Have a Retirement Plan, or Just a Bunch of Uncoordinated Accounts?
There’s a difference between having a portfolio of investments, savings and other assets and understanding why you have them and what purpose they are…
May 6, 2022
7 Things Medicare Doesn’t Cover
7 Things Medicare Doesn’t Cover
Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
May 4, 2022
100 Most Popular Mutual Funds in 401(k) Retirement Accounts for 2022
100 Most Popular Mutual Funds in 401(k) Retirement Accounts for 2022
These mutual funds have the most assets under management in 401(k) workplace retirement plans.
May 4, 2022