retirement planning
33 States with No Estate Taxes or Inheritance Taxes
33 States with No Estate Taxes or Inheritance Taxes
Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
February 24, 2021
Buying a Burial Plot Is a Grave Decision
Buying a Burial Plot Is a Grave Decision
Thinking about buying a burial plot can be uncomfortable but making this purchase ahead of time has its advantages, including potentially saving you m…
February 17, 2021
Are You Prepared for Health Care Costs While in Retirement?
Are You Prepared for Health Care Costs While in Retirement?
Yes, health care can be expensive in retirement, but there are some things you can do now to get your ducks in a row.
February 15, 2021
What to Do When One Spouse Spends Too Much in Retirement
What to Do When One Spouse Spends Too Much in Retirement
If one partner takes a less conservative approach to money, it can wreak havoc on a marriage. But the problem can be addressed by agreeing on bigger f…
February 10, 2021
Is the Traditional 60/40 Portfolio Truly Dead? Or Just Hibernating?
Is the Traditional 60/40 Portfolio Truly Dead? Or Just Hibernating?
Why looking to alternatives to bonds makes sense right now.
February 9, 2021
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401(k) Contribution Limits for 2021
401(k) Contribution Limits for 2021
The 401(k) contribution limit stayed the same for 2021. But workers 50 and older can save an extra amount for retirement.
February 5, 2021
11 Money Moves to Make in the Decade Before You Retire
11 Money Moves to Make in the Decade Before You Retire
Pre-retirement steps include reviewing what you expect to pay in taxes and how you will cover health care costs once you stop working.
February 4, 2021
Looking for Your Dream Retirement? Better Get an Up-to-Date Map
Looking for Your Dream Retirement? Better Get an Up-to-Date Map
The route you were planning may not work in today’s retirement reality. Here’s how to prepare for some detours.
February 3, 2021
Firefighters Face Unique Challenges with Deferred Comp
Firefighters Face Unique Challenges with Deferred Comp
Saving in your deferred compensation plan sounds like a great idea … until you get to the tax bill when it’s time to make your withdrawals. Considerin…
February 1, 2021
Traditional IRA Basics: 10 Things You Must Know
Traditional IRA Basics: 10 Things You Must Know
A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for beneficiaries under the SE…
January 29, 2021
Avoid These 4 Common but COSTLY Retirement Income Mistakes
Avoid These 4 Common but COSTLY Retirement Income Mistakes
There are no pay stubs in retirement and no accounting departments to answer your questions. Once you retire, you need to be prepared to generate inco…
January 29, 2021
Shoring Up Social Security
Shoring Up Social Security
Social Security is headed for a shortfall. But sooner or later, lawmakers will act to preserve your benefits.
January 27, 2021
How to Address Retirees’ No. 1 Concern
How to Address Retirees’ No. 1 Concern
It’s a top worry for people nearing retirement: the fear of running out of money. By preparing for retirement with an income plan, you can feel confid…
January 27, 2021
Income Planning to Help You Win the Retirement Trifecta
Income Planning to Help You Win the Retirement Trifecta
With a retirement income plan that focuses on the allocation of income, and delivers lower fees and taxes, you can increase your income with less risk…
January 26, 2021
12 States That Won't Tax Your Retirement Income
12 States That Won't Tax Your Retirement Income
Retirees can save a lot of money in these states that completely exempt the most common types of retirement income – 401(k)s, IRAs and pensions – from…
January 25, 2021
13 States That Tax Social Security Benefits
13 States That Tax Social Security Benefits
You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
January 24, 2021
10 Least Tax-Friendly States for Retirees
10 Least Tax-Friendly States for Retirees
When it comes to state and local taxes, retirees in these states are likely to pay more than retirees in other states.
January 24, 2021
10 Most Tax-Friendly States for Retirees
10 Most Tax-Friendly States for Retirees
If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees.
January 24, 2021
What Could 2021 Hold for Your Finances?
What Could 2021 Hold for Your Finances?
After a wild 2020, many of us are ready for a fresh start in the new year.
January 22, 2021
Don’t Have a Pension? The SECURE Act Could Help
Don’t Have a Pension? The SECURE Act Could Help
If you’re worried about retirement, the SECURE Act has a lot to offer. It has several provisions to allow people to save more, for more years — and it…
January 22, 2021
Unhappy with Low CD Rates? A Structured Note May Be the Answer
Unhappy with Low CD Rates? A Structured Note May Be the Answer
What are structured notes? How do they limit risk while allowing for gains? Considering their pros and cons, could a structured note be right for you?…
January 20, 2021
10 New Year’s Financial To Do’s (You’ll Feel Great When You Check Them Off)
10 New Year’s Financial To Do’s (You’ll Feel Great When You Check Them Off)
Once you run through this checklist, you’ll be in great shape for a prosperous and organized new year.
January 18, 2021
Fund Your IRA, Cut Your Taxes
Fund Your IRA, Cut Your Taxes
There’s still time to make a 2020 IRA contribution and lower your tax bill.
January 13, 2021
How to Spot (and Squash) Nasty Fees That Hide in Your Investments
How to Spot (and Squash) Nasty Fees That Hide in Your Investments
Your annual investment statement might look hot this year, but it’s probably missing one very important figure: the fees you paid.
January 8, 2021
A Retiree’s Guide to Key Dates in 2021
A Retiree’s Guide to Key Dates in 2021
It's critical -- and financially sound -- to hit these important financial deadlines spaced throughout the year.
January 8, 2021