Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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8 Rules for Choosing the Right Financial AdviserNot all advisers are created equal. Here's how to find one qualified to manage your wealth and protect your legacy.
By Laura Gariepy
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Spooky Surcharges: The IRMAA Quiz on Tricky Income TrapsFrom municipal bonds to Roth conversions — take our quiz to find out if you know which income streams push you into higher Medicare brackets.
By Donna LeValley
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4%, 5%, 6%: How Much Spending Is Right for Your Retirement?Sponsored by Savant
Standard retirement guidelines don't fit everyone. Your health, pensions and lifestyle goals determine the exact withdrawal rate for you.
By Donna Fuscaldo
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My Retirement Funds Are in Stocks. Should I Shift to Index Funds?In this week’s Wealth Wise advice column, planners explain why a "core-satellite" strategy might offer the best of both worlds.
By Maurie Backman
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Can a Roth Conversion Wait if You're 5-10 Years From Retiring?Are you five to 10 years from retirement and wondering if a Roth conversion can wait until then? Don't decide until you've tested these assumptions.
By Kyle Hammerschmidt, Investment Adviser
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The Boots Rule of Retirement Tax PlanningRetirement Tax Here's how retirees can stop compounding tax leaks without large, expensive Roth conversions.
By Kate Schubel
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Retire in 2027 or Work One More Year? How to DecideRecord 401(k) balances are tempting, but inflation is stubborn. Take this choose-your-own-path guide to see if you are truly ready for your next chapter.
By Donna Fuscaldo
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6 Ways the Drawdown Phase Catches New Retirees By SurpriseYou've aced saving for retirement, but having to spend your money may come as a shock. This is what's likely to trip you up and how to adjust your habits.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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5 Halloween Jump Scares Hiding in Your Retirement AccountGhosts, goblins and witches aren't the only things retirees need to fear this Halloween. These five retirement mistakes can cost you a monstrous amount.
By Donna Fuscaldo
