Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Retirees: Put Charitable Gifts in a DAF (and Get a Tax Break)
A donor-advised fund is a simple (really!), tax-smart strategy that lets you contribute a large, tax-deductible gift now and then distribute grants over time.
By William Thatcher
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Kickstart Your 2026 Retirement Plan Now
Retirement can feel far-off, or too close for comfort, depending on where you’re at. But one thing’s clear — now is the ideal time to get your retirement plan in order.
By Kathryn Pomroy
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4 Things You Need to Know Before Applying for Social Security in 2025
Don't unnecessarily delay or reduce your Social Security benefits because you don't know all the rules and requirements.
By Donna LeValley
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Do You Have the 5 Pillars of Retirement Planning in Place?
Planning in these five areas is required so you're covered on everything from taxes and health care expenses to what happens to your estate when you're gone.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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I want to give my 3 grandkids $5K each for Christmas.
You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
By Maurie Backman
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The 7-Month Deadline That Sets Your Lifetime Medicare Premiums
Understanding Medicare enrollment is crucial, as missing deadlines can lead to permanent late enrollment penalties and gaps in coverage.
By Donna LeValley
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Retirees Living in Portugal: You Need a Post-NHR Tax Strategy
When your 10-year Non-Habitual Resident tax break ends, you could see your tax rate soar. Take steps to plan for this change well before the NHR window closes.
By Ricardo Jesus, MBA
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Target-Date Fund Innovation: Built-In Income Guarantees
With target-date funds falling short on income certainty, retirement plans should integrate guaranteed income solutions. Here is what participants can do.
By Myles J. McHale, Jr. AIF®, CRPP®
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7 Ways to Plan Now to Save on Medicare IRMAA Surcharges Later
Understand the critical 2-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA.
By Donna LeValley
