Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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5 Reasons You Should Take Social Security At 62 (and 5 Reasons You Should Wait)There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy
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The Average Monthly Social Security Check: September 2026The average monthly Social Security check amount might surprise you. Here's a look at September's numbers and why they matter.
By Donna LeValley
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12 Retirement Moves to Make Before the Year EndsFrom applying for Social Security and donating to charity to maximizing your savings accounts, here are 12 retirement moves you can still make in 2026
By Kathryn Pomroy
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When Will Social Security and Medicare Run Out of Money?The Social Security and Medicare trust funds, which help cover benefits, are projected to deplete their surpluses. What happens when this safety net faces a shortfall?
By Elaine Silvestrini
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2032 Social Security Cuts: What Retirees Stand to Lose in Every StateReducing Social Security benefits doesn't just impact retirees — it hits state economies, creating a double-whammy effect of smaller checks and lower GDPs.
By Donna LeValley
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How Much Will Social Security's 2032 Shortfall Cost You?The SS trust fund will be insolvent in 2032 and will have to reduce benefits by 22%. Here is how much more you need to save to cover the shortfall, by age.
By Donna LeValley
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Did I Miss My Chance to Do a Roth Conversion?This week's Wealth Wise advice column consults financial experts on managing Roth conversions in your 70s and beyond.
By Maurie Backman
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Cash Balance Plans & 401(k)s for Business OwnersMost business owners stop at a 401(k), but you have other valuable pre-tax options, including cash balance plans. Just be sure to act before December 31.
By Mitchell Monson, CEP®
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We've Saved $2 Million: Is That Enough to Retire at 65?Can you retire at 65 if you've saved $2 million? It all depends on the life you envision, and how much work your portfolio needs to do to support it.
By Jeremy Keil, CFP®, CFA®, CKA®
