Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Avoid Leaving Chaos in Your Wake: Keep an Updated Estate Plan
An outdated or incomplete estate plan could cause confusion for those handling your affairs at a difficult time. This guide highlights what to update and when.
By Leslie Gillin Bohner
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Why I Became an Advocate for Fee-Only Financial Advice
Can financial advisers who earn commissions on product sales give clients the best advice? For one professional, changing track was the clear choice.
By David Bromelkamp
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Medicare Premiums 2026: IRMAA Brackets and Surcharges for Parts B and D
Do you have to pay the monthly Medicare premium surcharge this year? It depends.
By Donna LeValley
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Quiz: Are You Ready for the 2026 401(k) Catch-Up Shakeup?
Quiz If you are 50 or older and a high earner, these new catch-up rules fundamentally change how your "extra" retirement savings are taxed and reported.
By Donna LeValley
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Roth 401(k) Changes: New Rules to Know for 2025 and 2026 Taxes
Retirement Savings Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.
By Kelley R. Taylor
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The '8-Year Rule of Social Security' — A Retirement Rule
The '8-Year Rule of Social Security' holds that it's best to be like Ike — Eisenhower, that is. The five-star general knew a thing or two about good timing.
By Jacob Schroeder
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The $300,000 Social Security Decision You Could Get Wrong
Deciding when to claim Social Security is a complex, high-stakes decision that shouldn't be based on fear or simple break-even math.
By Brian Teets, IAR, MBA
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Is Your Retirement Plan Built for 2026 — or Stuck in 2006?
It's time to move away from the 4% rule and the 60/40 portfolio to an adaptable, tax-diversified strategy focused on reliable income and longevity.
By Christopher C. Giambrone, CFP®, AIF®
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Inherited an IRA? Avoid These Expensive Mistakes
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo
