Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Roth 401(k) Changes: What You Should Know for 2025 and 2026
Retirement Savings Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.
By Kelley R. Taylor
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Introducing Your CD's Edgier Cousin: The Market-Linked CD
Traditional CDs are a safe option for savers, but they don't always beat inflation. Should you try their counterparts, market-linked CDs, for better returns?
By William Skillender
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy
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16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
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Vesting, Catch-Ups and Roths: The 401(k) Knowledge Quiz
Quiz Test your understanding of key 401(k) concepts with our quick quiz.
By Donna LeValley
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The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now
Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners age 50 and above.
By Kathryn Pomroy
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A 5-Step Plan for Parents of Children With Special Needs
Guidance to help ensure your child's needs are supported now and in the future – while protecting your own financial well-being.
By Deana Healy, CFP®
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I'm 59 with $1.7 million saved and lost my job. Should I retire?
We asked professional wealth planners for advice.
By Maurie Backman
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4 Times to Say Yes to a Roth Conversion and 4 Times to Say No
Roth conversions should never be done on a whim — they're a product of careful timing and long-term tax considerations. So how can you tell whether to go ahead?
By Ryan K. Snover, Investment Adviser Representative
