Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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The Y Rule of Retirement: Why Men Need to Plan DifferentlyIf you have a Y chromosome (because you're a guy), following the 'Y rule of retirement' can help you transition to this new life stage with grace.
By Jacob Schroeder
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Why Retirement Demands a Beginner’s MindsetYou spent decades mastering your career, hobbies and savings. Now comes the hard part: learning how to be a novice all over again.
By Jacob Schroeder
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10 Things You Should Leave Out of Your Will, According to ExpertsAre you unclear about what you should leave out of your will when estate planning? Legal experts share the 10 items to exclude.
By Erin Bendig
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Crypto 401(k) Options Are Expanding: The Only Reasons To Actually Click BuySome employers are adding digital tokens to retirement plans. Before making a speculative move, here is the risk checklist advisors recommend.
By Donna Fuscaldo
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7 Ways to Plan Now to Save on Medicare IRMAA Surcharges LaterUnderstand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA.
By Donna LeValley
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The Average IRA Balance by Age and Generation in 2026Thanks to record contributions, the average IRA account balance is up nearly 8% over the past year despite market volatility that drove balances down in the first quarter of 2026.
By Adam Shell
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7 Regrets for Retirees With a Pension and $1 Million-PlusIf you're lucky enough to have both a pension and a $1 million nest egg, your biggest threat isn't running out of money — it's not fully using what you have.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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The Big Three IPOs: What Retirees Need to Know NowAs SpaceX, OpenAI and Anthropic head toward massive public listings, retirees should avoid the hype and focus on a disciplined, diversified financial plan.
By Scott Schwitzer
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Why Asset Allocation Needs to Be Customized in RetirementRetirement isn't just about playing it safe. It's about having a plan that manages taxes, protects cash flow and keeps your portfolio aligned with your goals.
By Mike Palmer, CFP®
