Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Should You Work in Retirement or Work on Your Golf Swing?While many retirees keep a job for the social and physical benefits, many are working out of financial necessity. Is working in retirement right for you?
By Alan E. Becker, Investment Adviser
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The Most Important Planning Step I Learned After I RetiredMost of us focus on how much to save for retirement, but what you'll spend is just as important, and your spending habits might change more than you expect.
By Jeanne Thompson
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What to Do When a 529 Plan Doesn't Cover the Cost of CollegeDon't dip into your own retirement savings if your child's 529 plan won't cover all their college expenses. The plan can be more flexible than you might think.
By Bennett Pardue, CFP®, CDFA®, Investment Adviser Representative
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Social Security Do-Overs Quiz: Can You Undo a Claiming Mistake?Quiz Whether you're looking for a total "do-over" or just a temporary "pause," this quick quiz reveals exactly what is — and isn't — possible.
By Donna LeValley
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Is a 55+ Community Right For You?Before you sign on the dotted line, consider HOA fees and community culture.
By Robyn A. Friedman
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7 Reasons to Avoid a Self-Directed IRA or SDIRASelf-directed IRAs let investors do things they can't in an ordinary IRA, like invest directly in alternative assets. But this opportunity also comes with these risks.
By David Rodeck
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What is the IRMAA (Income-Related Monthly Adjustment Amount)?IRMAA is a surcharge added to your Medicare Part B and Medicare Part D prescription drug coverage premiums if your income is above a certain level. Here's what you need to know.
By Donna LeValley
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Counting on the Great Wealth Transfer? Why It May Not Pan Out the Way You HopeDon't spend money you don't have. Learn why the Great Wealth Transfer might leave you with less than you think and how to plan around it.
By Donna Fuscaldo
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The Retirement Identity Crisis High Achievers Don't Plan ForShifting your identity from working and saving to spending and living can be tough, but here's why you need to do it for yourself and your family.
By Richard P. Himmer, PhD
