Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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4%, 5%, 6%: How Much Spending Is Right for Your Retirement?Sponsored by Savant
Standard retirement guidelines don't fit everyone. Your health, pensions and lifestyle goals determine the exact withdrawal rate for you.
By Donna Fuscaldo
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My Retirement Funds Are in Stocks. Should I Shift to Index Funds?In this week’s Wealth Wise advice column, planners explain why a "core-satellite" strategy might offer the best of both worlds.
By Maurie Backman
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Can a Roth Conversion Wait if You're 5-10 Years From Retiring?Are you five to 10 years from retirement and wondering if a Roth conversion can wait until then? Don't decide until you've tested these assumptions.
By Kyle Hammerschmidt, Investment Adviser
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The Boots Rule of Retirement Tax PlanningRetirement Tax Here's how retirees can stop compounding tax leaks without large, expensive Roth conversions.
By Kate Schubel
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Retire in 2027 or Work One More Year? How to DecideRecord 401(k) balances are tempting, but inflation is stubborn. Take this choose-your-own-path guide to see if you're truly ready for your next chapter.
By Donna Fuscaldo
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6 Ways the Drawdown Phase Catches New Retirees By SurpriseYou've aced saving for retirement, but having to spend your money may come as a shock. This is what's likely to trip you up and how to adjust your habits.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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5 Halloween Jump Scares Hiding in Your Retirement AccountGhosts, goblins and witches aren't the only things retirees need to fear this Halloween. These five retirement mistakes can cost you a monstrous amount.
By Donna Fuscaldo
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How Much Do You Know About Stock Market Seasonality?Quiz Is stock market seasonality signal or noise? Let's talk about patterns and tendencies we see across the trading and investing calendar.
By David Dittman
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Guaranteed Retirement Income or Market Withdrawals? 3 Questions to Ask YourselfPay as you go or turn some of your retirement savings into a regular paycheck? Answer these three questions to see which approach makes the most sense for you.
By Donna Fuscaldo
