Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
By Erin Bendig
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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The 'Rule of 25' for Retirement Planning: Start Here
Try the simple calculation of the "Rule of 25." Because sometimes, a back-of-the-napkin idea is all you need to get started.
By Jacob Schroeder
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Forget Financial Forecasts: Focus on These 3 Goals for Success
We know the economy is unpredictable and markets will do what they do, no matter who predicts what. Here's how to focus on what you can control.
By Mallon FitzPatrick, CFP®, AEP®, CLU®
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Why In-Person Financial Guidance Remains the Gold Standard
Face-to-face conversations between advisers and clients provide the human touch that encourages accountability and a real connection.
By Jon Hammel
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How You Can Turn Your Home Equity Into a Retirement Buffer
If you're one of the many homeowners who has the bulk of your net worth tied up in your home equity, you might consider using that equity as a planning tool.
By Dan Anderson
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Phased Retirement: Why Easing Into Retirement Might Be Your Best Move
If retiring cold turkey isn’t for you, consider a phased retirement that lets you scale back at work and ease into retirement before eventually stepping away completely.
By Kathryn Pomroy
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Retirement Calculator: How Much Do I Need to Retire?
Tools Our Retirement Calculator helps you estimate the future value of your retirement savings and how much you need to save each month to reach your retirement goal.
By Ellen B. Kennedy
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We're retired and mortgage-free, but he wants to downsize.
We've paid off our mortgage, have $970K in savings and $5K each month from Social Security. Kiplinger asked wealth planners for advice.
By Maurie Backman
