Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Five Reasons You Should Take Social Security At 62 (and Five Reasons You Should Wait)There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy
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Why a Rushed Gray Divorce Can Quietly Destroy Your RetirementWhen you're navigating a gray divorce, don't rush to split assets. A settlement that looks good on paper may contain losses you won't have time to recover from.
By Christopher Castellano
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The Average 401(k) Balance by Age and GenerationHow did your 401(k) balance rank vs savers your age in the fourth quarter? Learn the keys to building a retirement account that will last a lifetime.
By Adam Shell
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I've Been Offered a Buyout, but I Love My Job and 'Work Family'We asked financial advisers whether this 62-year-old should take the six-month buyout and retire, or work a few more years.
By Donna Fuscaldo
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How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home during retirement, especially if your savings are solid, can improve your lifestyle or be a strategic financial choice. But it requires meticulous planning.
By Kathryn Pomroy
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Retire Before 59½: The IRS Rule to Unlock Your IRA or 401(k)This early-retirement hack lets you tap your retirement savings without tax penalties, helping bridge the gap to Social Security. But you must plan well.
By Jacob Schroeder
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The Turning 65 Quiz: Most People Fail Question #6. Can You Pass?Quiz Take our 10-question quiz to test your understanding of the critical milestones and decisions you'll encounter as you turn 65.
By Donna LeValley
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Is the HSA Triple Tax Benefit Worth the Paperwork Hassle?Should we sign up for a Health Savings Account (HSA) and embrace even more healthcare paperwork? We'd rather plan vacations than track receipts.
By Maurie Backman
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Will Your Retirement Plan Collapse Under These 5 Stresses?Retirement plans that are properly engineered have less chance of collapsing under the weight of increased longevity and other stresses. Will yours stand up?
By Stephen Schmitt
