Are You Entitled? A Social Security Spousal Benefits Quiz
Test your knowledge of Social Security spousal benefits in our quick quiz.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Delivered daily
Kiplinger Today
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more delivered daily. Smart money moves start here.
Sent five days a week
Kiplinger A Step Ahead
Get practical help to make better financial decisions in your everyday life, from spending to savings on top deals.
Delivered daily
Kiplinger Closing Bell
Get today's biggest financial and investing headlines delivered to your inbox every day the U.S. stock market is open.
Sent twice a week
Kiplinger Adviser Intel
Financial pros across the country share best practices and fresh tactics to preserve and grow your wealth.
Delivered weekly
Kiplinger Tax Tips
Trim your federal and state tax bills with practical tax-planning and tax-cutting strategies.
Sent twice a week
Kiplinger Retirement Tips
Your twice-a-week guide to planning and enjoying a financially secure and richly rewarding retirement
Sent bimonthly.
Kiplinger Adviser Angle
Insights for advisers, wealth managers and other financial professionals.
Sent twice a week
Kiplinger Investing Weekly
Your twice-a-week roundup of promising stocks, funds, companies and industries you should consider, ones you should avoid, and why.
Sent weekly for six weeks
Kiplinger Invest for Retirement
Your step-by-step six-part series on how to invest for retirement, from devising a successful strategy to exactly which investments to choose.
Spousal benefits are a core feature of Social Security, designed to provide financial security to married individuals and divorced spouses who may have limited or no work history of their own. Understanding this often-complex benefit is crucial for retirement planning, as the choices you and your spouse make can maximize your family's total lifetime income.
Test your knowledge on concepts like the primary insurance amount (PIA), claiming age reductions and the rules for divorced beneficiaries with this 10-question quiz on the basics of Social Security spousal benefits.
And don't worry if you miss an answer; you can follow the links below the quiz to brush up on your knowledge.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
More on Social Security, from the Kiplinger retirement team:
- Can Both Spouses Collect Social Security Benefits?
- How Divorced Retirees Can Maximize Their Social Security Benefits: A Case Study
- 13 Answers to Pressing Social Security Questions
- Social Security Basics: Things You Must Know About Claiming and Maximizing Your Social Security Benefits
- What's My Social Security Full Retirement Age (FRA)?
- Delay Social Security Benefits — Even by a Month — to Boost Your Check
- When To Take Social Security Payments: Your Age Matters
- Reasons to Take Social Security Early
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. She is a graduate of Brooklyn Law School and the University at Buffalo.
-
3 Reasons to Use a 5-Year CD As You Approach RetirementA five-year CD can help you reach other milestones as you approach retirement.
-
Your Adult Kids Are Doing Fine. Is It Time To Spend Some of Their Inheritance?If your kids are successful, do they need an inheritance? Ask yourself these four questions before passing down another dollar.
-
4 Estate Planning Documents Every High-Net-Worth Family NeedsThe key to successful estate planning for HNW families isn't just drafting these four documents, but ensuring they're current and immediately accessible.