long term care
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What to Know Before Purchasing a Long-Term Care Rider
What to Know Before Purchasing a Long-Term Care Rider
Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …
September 27, 2019
Deduct Expenses for Long-Term Care on Your Tax Return
Deduct Expenses for Long-Term Care on Your Tax Return
The IRS allows some limited tax breaks on medical expenses and insurance premiums related to long-term care.
September 4, 2019
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
For well-off people in particular, this alternative to traditional policies or the option of self-insuring could be an attractive possibility.
April 30, 2019
How to Afford Long-Term Care
How to Afford Long-Term Care
Your options range from conventional coverage to tapping your life insurance benefits.
January 31, 2019
Using a Health Savings Account to Pay Long-Term-Care Premiums
Using a Health Savings Account to Pay Long-Term-Care Premiums
You can tap an HSA to pay the premiums for a long-term-care insurance policy, but the amount you can withdraw tax-free depends on your age.
January 11, 2019
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Using a Health Savings Account to Pay for Long-Term-Care Insurance
Using a Health Savings Account to Pay for Long-Term-Care Insurance
You can tap an HSA to pay for long-term-care insurance, but the amount you can withdraw tax-free depends on your age.
March 7, 2018
6 Options to Fund Long-Term Care in Retirement
6 Options to Fund Long-Term Care in Retirement
It's not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less…
February 28, 2018
The Impossible Reality of Long-Term Care Planning
The Impossible Reality of Long-Term Care Planning
Unless you're very rich or very poor, you should be looking into all of the long-term care possibilities out there. Because of the costs and complexit…
January 2, 2018
Hybrid Insurance Policies Gaining Steam
Hybrid Insurance Policies Gaining Steam
If you can't afford traditional long-term-care insurance, a new strategy that combines life insurance with long-term-care benefits may be more practic…
January 18, 2017
Options for Dealing With Rising Long-Term-Care Insurance Premiums
Options for Dealing With Rising Long-Term-Care Insurance Premiums
Buffeted by huge rate hikes, most policyholders are choosing to trim their coverage.
June 6, 2016
4 Secrets to Buying Long-Term-Care Insurance
4 Secrets to Buying Long-Term-Care Insurance
Policies are rising in price, while benefits are getting skimpier. Here's how to get the best deal for you.
April 27, 2015
Deducting Long-Term-Care Premiums
Deducting Long-Term-Care Premiums
For most policies, a portion of the premiums counts toward deductible medical expenses.
February 18, 2015
How to Buy Long-Term-Care Insurance
How to Buy Long-Term-Care Insurance
When to get it, how much you need and ways to cut the cost.
January 6, 2015
What You Must Know About Medicaid and Long-Term Care
What You Must Know About Medicaid and Long-Term Care
Medicaid pays for nursing-home care for those with little to no income and assets.
November 14, 2014
Paying Long-Term-Care Premiums With HSA Money
Paying Long-Term-Care Premiums With HSA Money
The amount you can withdraw from a health savings account tax-free to pay premiums depends on your age.
July 8, 2014
Options for Covering Long-Term-Care Costs
Options for Covering Long-Term-Care Costs
Facing scaled-back benefits and premium hikes, baby boomers can use several strategies to help cover future costs.
April 23, 2014
Long-Term-Care Coverage With an Asset-Protection Twist
Long-Term-Care Coverage With an Asset-Protection Twist
A “partnership-eligible” policy may allow you to keep more of your assets if you eventually need to rely on Medicaid.
March 25, 2014
Buying Long-Term-Care Coverage for a Parent
Buying Long-Term-Care Coverage for a Parent
It's a smart move. But do it while your parents are still relatively healthy.
November 13, 2013
3 Steps to Take Before Filing a Long-Term-Care Insurance Claim
3 Steps to Take Before Filing a Long-Term-Care Insurance Claim
To avoid a claim denial, make sure you understand what the policy covers.
September 4, 2013
Should I Buy Long-Term-Care Insurance, or Self-Insure?
Should I Buy Long-Term-Care Insurance, or Self-Insure?
Editor’s note: This is one of the 20 tough financial questions posed in the “Do This or That?” cover story in the September 2011 issue of Kiplinger’s …
August 31, 2011
Sign up for the Federal Long-Term-Care Insurance Program?
Sign up for the Federal Long-Term-Care Insurance Program?
Federal employees should compare their options before enrolling in the nation's largest group plan.
May 27, 2011
MetLife to Stop Selling Long-Term-Care Insurance
MetLife to Stop Selling Long-Term-Care Insurance
However, it will continue to service existing policies.
November 17, 2010
Use Annuities to Pay for Long-Term Care
Use Annuities to Pay for Long-Term Care
Individuals can now use proceeds from some annuities tax-free to pay premiums for long-term-care insurance.
September 30, 2010
States That Offer Long-Term Care Partnerships
States That Offer Long-Term Care Partnerships
Check these resources to see if your state offers a partnership program.
September 12, 2009
How Much Long-Term-Care Coverage Do You Need?
How Much Long-Term-Care Coverage Do You Need?
Start by finding out the average cost of care where you live. A just-released study by insurer Genworth makes that easy.
April 30, 2009