long term care
Get trusted long term care advice, news and features. Find long term care tips and insights to further your knowledge on kiplinger.com.
Explore long term care
Long-Term Care Planning vs. Taxes: Finding a Healthy Balance
Many families discover that trying to mitigate the cost of long-term care can conflict with another common retirement concern — reducing taxes for retirees and their heirs.
Long-Term Care Insurance Quandary: Keep Paying or Let It Go?
As long-term care insurance premiums go up, many policyholders are struggling with what to do. Accept higher premiums, reduce benefits, let the policy lapse or take a payout?
By Roxanne Alexander, CFP®, CAIA, AIF®, ADPA® • Published
Long-Term Care Insurance: To Buy or Not to Buy?
Long-Term Care Insurance Should you buy long-term care insurance or save up to self-insure? There are many trade-offs to consider. And, surprise: It doesn’t have to be one or the other.
By Roxanne Alexander, CFP®, CAIA, AIF®, ADPA® • Last updated
What Long-Term Care Insurance Policyholders Need to Know
Long-term care insurance can be confusing at times, so here are some insights about premium increases, when you can use your benefits and other issues.
By Thomas C. West, CLU®, ChFC®, AIF® • Published
Is a CCRC Right for You?
Continuing-care retirement communities (CCRCs) provide a range of amenities and health care when you need it—at a hefty cost.
By Lisa Gerstner • Published
Tax Changes and Key Amounts for the 2022 Tax Year
tax law Americans are facing a long list of tax changes for the 2022 tax year. Smart taxpayers will start planning for them now.
By Rocky Mengle • Last updated
Four Options When – Not If – Your LTC Premiums Go Up
long term care insurance If you’re dreading getting a letter in the mail about your long-term care insurance premiums rising, you’re in good company. And you have some decisions to make.
By Evan T. Beach, CFP®, AWMA® • Published
Long-Term Care: Other Coverage You May Want to Consider
Long-Term Care Insurance A third of applicants are rejected from buying long-term care insurance. Here are some smart alternatives.
By Alina Tugend • Published
7 Things Medicare Doesn’t Cover
Healthy Living on a Budget Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
By the Editors of Kiplinger's Retirement Report • Last updated
Start the Elder Care Conversation
long term care Many people don't have a plan set where an elderly parent will go. Do you?
By Janet Bodnar • Published