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Financial Freedom in Retirement Is All About Cash Flow
You may think accumulation is the most important part of the game, but income is like water: You can’t live without it.
How Community Property Trusts Can Benefit Married Couples
estate planning Getting a step-up in basis when each spouse dies can be a big tax advantage, one that has not been available to those who live in common-law states. However, it may now be – through a community property trust.
6 RMD Changes We Could See This Year
Making Your Money Last Congress is considering two bills that would make major changes to required minimum distributions. Could your RMDs be affected?
By Rocky Mengle • Last updated
What If I Retired Today?
retirement planning Envisioning three key areas (some of them financial and some of them not!) can help you answer this intriguing question.
By Phil Wright, Certified Fund Specialist • Published
Defusing the Retirement “Tax Bomb” with David McClellan
Tax Breaks If you’ve dutifully socked away money in a 401(k) or IRA for years, you could be in for an unpleasant shock when it comes time to take money out of those accounts. Also, the IRS is sending out a surprise round of checks.
By David Muhlbaum • Published
Roth Conversions Play Key Role in Defusing a Retirement Tax Bomb
Roth IRAs Investors can do a Roth conversion at any time, but there are three distinct windows of opportunity when the timing is golden for those looking to slash their taxes in retirement.
By David McClellan • Last updated
Investing for Retirement Income Is Different – Rethink 60/40 Rule
retirement planning Investors saving for retirement are familiar with the 60/40 rule, concerning stocks and bonds. But for retirees, a different kind of 60/40 rule applies – one designed to deliver lifetime income.
By Jerry Golden, Investment Adviser Representative • Last updated
Big Changes to the Saver's Credit Could Be on the Way
Tax Breaks Congress is considering legislation that would turn the Saver's Credit into a government match to your retirement plan contributions.
By Rocky Mengle • Published
How to Plan for an Early Retirement
retirement planning Hint: It’s a little different than the usual retirement planning. When you want to retire early, there are a few extra considerations you need to think through.
By Michael Aloi, CFP® • Last updated
Why a Good Retirement Plan Isn’t Separate Pieces, But a Holistic Strategy
retirement planning From taxes to income and investments, there are many moving parts to your retirement plan, and they need to fit together to make the most of what you’ve got.
By Brian Quick, CLU®, ChFC® • Last updated
How Do I Stop Robocalls From Scamming Me?
retirement The scammers have automated their efforts to separate you from your money. We have ways to make it stop.
By Elaine Silvestrini • Published