7 Ways to Utilize Your Life Insurance Policy’s Cash Value
life insurance

7 Ways to Utilize Your Life Insurance Policy’s Cash Value

If you no longer need life insurance, don't just cancel the policy and cash out. Instead, consider one of these strategies to capitalize on its value …
April 23, 2021
10 Questions Retirees Often Get Wrong About Taxes in Retirement
retirement

10 Questions Retirees Often Get Wrong About Taxes in Retirement

You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
April 7, 2021
Want More Tax-Free Retirement Income? One Man’s Whole Life Decision
life insurance

Want More Tax-Free Retirement Income? One Man’s Whole Life Decision

Whole life insurance might not be something that’s on your retirement planning radar, but for this client, here’s how it served his need to control ta…
February 23, 2021
Is Your Cash Value Life Insurance Policy Still a Good Fit for You?
life insurance

Is Your Cash Value Life Insurance Policy Still a Good Fit for You?

Over the years, you could have grown out of it. Or maybe your life insurance policy’s performance didn’t live up to your expectations. In any case, yo…
November 30, 2020
10 Best Financial Benefits for Military Families
savings

10 Best Financial Benefits for Military Families

Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 6, 2020

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Reasons to Own Life Insurance in Every Decade of Your Life
life insurance

Reasons to Own Life Insurance in Every Decade of Your Life

With competing financial priorities throughout your lifetime, it could be easy to overlook life insurance, especially in your younger years. But life …
September 21, 2020
How to Find the Right Life Insurance Policy for You
life insurance

How to Find the Right Life Insurance Policy for You

Policygenius.com CEO and co-founder Jennifer Fitzgerald joins our Your Money's Worth podcast to offer advice on choosing a life insurance policy. Also…
September 1, 2020
Why You Might Still Need Life Insurance in Your 50s and 60s
life insurance

Why You Might Still Need Life Insurance in Your 50s and 60s

Thought you were past all that by this age? Well, if you have a mortgage that would be tough for your spouse to pay off or grown children you are supp…
August 3, 2020
Whole Life Insurance … Love It or Leave It?
life insurance

Whole Life Insurance … Love It or Leave It?

Low interest rates can be bad news for these types of policies. Here are 3 reasons why now is a good time to review your policy with an in-force illus…
July 27, 2020
Pass Along Life Lessons With an Ethical Will
retirement

Pass Along Life Lessons With an Ethical Will

Create a legacy letter to communicate values, experiences and life lessons to your family.
June 9, 2020
9 Ways to Raise Cash Quickly
savings

9 Ways to Raise Cash Quickly

The $2 trillion coronavirus stimulus package is providing a $1,200 check for millions of Americans.
May 6, 2020
10 Questions Retirees Often Get Wrong About Taxes in Retirement
retirement

10 Questions Retirees Often Get Wrong About Taxes in Retirement

You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
May 1, 2020
Whole Life Insurance: It's a Swiss Army Knife for Financial Planning
retirement

Whole Life Insurance: It's a Swiss Army Knife for Financial Planning

How does whole life insurance work? What are some of its pros and cons? And could it be right for you?
May 1, 2020
13 Financial Moves to Make After Losing a Spouse
retirement

13 Financial Moves to Make After Losing a Spouse

Nothing upends your world like the death of a spouse, leaving you at a loss for what to do next.
April 29, 2020
Alternate Strategies for Stretch IRA
retirement

Alternate Strategies for Stretch IRA

There are still moves that IRA owners can make to help ease the transfer of their legacy to their chosen beneficiaries and save some money from the ta…
March 3, 2020
3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?
insurance

3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?

When you are due a life insurance death benefit, a lump sum payment isn't your only option. There are typically three main ways to take your benefit, …
February 11, 2020
How to Shop for Life Insurance
insurance

How to Shop for Life Insurance

You may be able to estimate how much you need online, but that’s just the start of your search.
January 30, 2020
Pros, Cons and Possible Disasters after SECURE Act
IRAs

Pros, Cons and Possible Disasters after SECURE Act

Sweeping retirement changes were just signed into law that bring both positives (for savers) and potentially disastrous consequences (for heirs). Here…
December 31, 2019
Worried about Estate Taxes? One Strategy to Try
taxes

Worried about Estate Taxes? One Strategy to Try

If your heirs might face a big estate tax bill one day, an irrevocable life insurance trust could help protect your legacy.
October 28, 2019
Learn from My Best and Worst Financial Decisions
retirement

Learn from My Best and Worst Financial Decisions

It's normal to have financial regrets. I know I do, and I don't mind sharing. Use them as a growing opportunity. And make sure to celebrate your succe…
October 25, 2019
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
retirement

Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes

1035 exchanges let you trade up for a better annuity or trade in unneeded life insurance.
October 22, 2019
What to Know Before Purchasing a Long-Term Care Rider
life insurance

What to Know Before Purchasing a Long-Term Care Rider

Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …
September 27, 2019
Life Insurance: Beyond Just Estate Planning
estate planning

Life Insurance: Beyond Just Estate Planning

When it comes to life insurance, many folks don't think they need it, if they consider it at all. In fact, it's a versatile financial tool that can he…
September 13, 2019
Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan
insurance

Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan

Life insurance can offer income and saving options for the long term.
July 10, 2019
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
long term care

Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?

For well-off people in particular, this alternative to traditional policies or the option of self-insuring could be an attractive possibility.
April 30, 2019