life insurance
Pass Along Life Lessons With an Ethical Will
Pass Along Life Lessons With an Ethical Will
Create a legacy letter to communicate values, experiences and life lessons to your family.
June 9, 2020
10 Best Financial Benefits for Military Families
10 Best Financial Benefits for Military Families
Members of the military have a lot of special financial challenges that most people don’t encounter.
May 22, 2020
9 Ways to Raise Cash Quickly
9 Ways to Raise Cash Quickly
The $2 trillion coronavirus stimulus package is providing a $1,200 check for millions of Americans.
May 6, 2020
10 Questions Retirees Often Get Wrong About Taxes in Retirement
10 Questions Retirees Often Get Wrong About Taxes in Retirement
You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
May 1, 2020
Whole Life Insurance: It's a Swiss Army Knife for Financial Planning
Whole Life Insurance: It's a Swiss Army Knife for Financial Planning
How does whole life insurance work? What are some of its pros and cons? And could it be right for you?
May 1, 2020
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Alternate Strategies for Stretch IRA
Alternate Strategies for Stretch IRA
There are still moves that IRA owners can make to help ease the transfer of their legacy to their chosen beneficiaries and save some money from the ta…
March 3, 2020
3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?
3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?
When you are due a life insurance death benefit, a lump sum payment isn't your only option. There are typically three main ways to take your benefit, …
February 11, 2020
How to Shop for Life Insurance
How to Shop for Life Insurance
You may be able to estimate how much you need online, but that’s just the start of your search.
January 30, 2020
Pros, Cons and Possible Disasters after SECURE Act
Pros, Cons and Possible Disasters after SECURE Act
Sweeping retirement changes were just signed into law that bring both positives (for savers) and potentially disastrous consequences (for heirs). Here…
December 31, 2019
Worried about Estate Taxes? One Strategy to Try
Worried about Estate Taxes? One Strategy to Try
If your heirs might face a big estate tax bill one day, an irrevocable life insurance trust could help protect your legacy.
October 28, 2019
Learn from My Best and Worst Financial Decisions
Learn from My Best and Worst Financial Decisions
It's normal to have financial regrets. I know I do, and I don't mind sharing. Use them as a growing opportunity. And make sure to celebrate your succe…
October 25, 2019
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
1035 exchanges let you trade up for a better annuity or trade in unneeded life insurance.
October 22, 2019
What to Know Before Purchasing a Long-Term Care Rider
What to Know Before Purchasing a Long-Term Care Rider
Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …
September 27, 2019
Life Insurance: Beyond Just Estate Planning
Life Insurance: Beyond Just Estate Planning
When it comes to life insurance, many folks don't think they need it, if they consider it at all. In fact, it's a versatile financial tool that can he…
September 13, 2019
Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan
Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan
Life insurance can offer income and saving options for the long term.
July 10, 2019
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
For well-off people in particular, this alternative to traditional policies or the option of self-insuring could be an attractive possibility.
April 30, 2019
Is Your Insurance Hurting You Instead of Helping You?
Is Your Insurance Hurting You Instead of Helping You?
If you’re not careful to buy the right kind of insurance, keep it in the right place and pay for it in the right way, your good intentions could end u…
April 16, 2019
5 Myths That Could Have You Walking a Financial Tightrope Without a Safety Net
5 Myths That Could Have You Walking a Financial Tightrope Without a Safety Net
Life insurance is a mystery to most people, but it's an important part of your financial picture, so don't let these common misbeliefs stop you from p…
April 8, 2019
3 Ways To Leverage Your Health Equity For Better Life Insurance Rates
3 Ways To Leverage Your Health Equity For Better Life Insurance Rates
Studies show that the average retiree will need $280,000 just to pay for medical expenses.
February 7, 2019
3 Ways To Leverage Your Health Equity For Better Life Insurance Rates
3 Ways To Leverage Your Health Equity For Better Life Insurance Rates
Studies show that the average retiree will need $280,000 just to pay for medical expenses.
February 7, 2019
Beware of These Often-Overlooked Insurance Gaps
Beware of These Often-Overlooked Insurance Gaps
Surprise: There’s a chance your most precious possessions may not be covered.
January 3, 2019
Do You Need Life Insurance in Retirement?
Do You Need Life Insurance in Retirement?
One form of life insurance that may be worth investigating for its tax advantages and estate benefits is an indexed universal life policy.
December 21, 2018
Something BIG Could Be Missing from Your Retirement Plan
Something BIG Could Be Missing from Your Retirement Plan
About 70% of people who reach age 65 could potentially need long-term care at some point in their lives, and it can easily cost $100,000 a year. You n…
October 24, 2018
What NOT to Do During Open Enrollment Time
What NOT to Do During Open Enrollment Time
Many employees just automatically pick the same benefits options year after year with little to no thought. That's a mistake. Instead, here are some p…
October 12, 2018
A Financial Planner's Guide to Open Enrollment
A Financial Planner's Guide to Open Enrollment
As you read up on your health insurance, life insurance and other options for 2019, here are five tips to help get the most out of your workplace bene…
October 3, 2018