life insurance
Want More Tax-Free Retirement Income? One Man’s Whole Life Decision
Want More Tax-Free Retirement Income? One Man’s Whole Life Decision
Whole life insurance might not be something that’s on your retirement planning radar, but for this client, here’s how it served his need to control ta…
February 23, 2021
Is Your Cash Value Life Insurance Policy Still a Good Fit for You?
Is Your Cash Value Life Insurance Policy Still a Good Fit for You?
Over the years, you could have grown out of it. Or maybe your life insurance policy’s performance didn’t live up to your expectations. In any case, yo…
November 30, 2020
10 Best Financial Benefits for Military Families
10 Best Financial Benefits for Military Families
Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 6, 2020
What to Do with Cash in a Low Interest Rate Environment
What to Do with Cash in a Low Interest Rate Environment
Safe places to stash cash are earning next to nothing, so what can you do? Dividend-paying whole life insurance may be one option to consider.
September 30, 2020
Reasons to Own Life Insurance in Every Decade of Your Life
Reasons to Own Life Insurance in Every Decade of Your Life
With competing financial priorities throughout your lifetime, it could be easy to overlook life insurance, especially in your younger years. But life …
September 21, 2020
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Why You Might Still Need Life Insurance in Your 50s and 60s
Why You Might Still Need Life Insurance in Your 50s and 60s
Thought you were past all that by this age? Well, if you have a mortgage that would be tough for your spouse to pay off or grown children you are supp…
August 3, 2020
Whole Life Insurance … Love It or Leave It?
Whole Life Insurance … Love It or Leave It?
Low interest rates can be bad news for these types of policies. Here are 3 reasons why now is a good time to review your policy with an in-force illus…
July 27, 2020
Pass Along Life Lessons With an Ethical Will
Pass Along Life Lessons With an Ethical Will
Create a legacy letter to communicate values, experiences and life lessons to your family.
June 9, 2020
9 Ways to Raise Cash Quickly
9 Ways to Raise Cash Quickly
The $2 trillion coronavirus stimulus package is providing a $1,200 check for millions of Americans.
May 6, 2020
10 Questions Retirees Often Get Wrong About Taxes in Retirement
10 Questions Retirees Often Get Wrong About Taxes in Retirement
You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
May 1, 2020
Whole Life Insurance: It's a Swiss Army Knife for Financial Planning
Whole Life Insurance: It's a Swiss Army Knife for Financial Planning
How does whole life insurance work? What are some of its pros and cons? And could it be right for you?
May 1, 2020
13 Financial Moves to Make After Losing a Spouse
13 Financial Moves to Make After Losing a Spouse
Nothing upends your world like the death of a spouse, leaving you at a loss for what to do next.
April 29, 2020
Alternate Strategies for Stretch IRA
Alternate Strategies for Stretch IRA
There are still moves that IRA owners can make to help ease the transfer of their legacy to their chosen beneficiaries and save some money from the ta…
March 3, 2020
3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?
3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?
When you are due a life insurance death benefit, a lump sum payment isn't your only option. There are typically three main ways to take your benefit, …
February 11, 2020
How to Shop for Life Insurance
How to Shop for Life Insurance
You may be able to estimate how much you need online, but that’s just the start of your search.
January 30, 2020
Pros, Cons and Possible Disasters after SECURE Act
Pros, Cons and Possible Disasters after SECURE Act
Sweeping retirement changes were just signed into law that bring both positives (for savers) and potentially disastrous consequences (for heirs). Here…
December 31, 2019
Worried about Estate Taxes? One Strategy to Try
Worried about Estate Taxes? One Strategy to Try
If your heirs might face a big estate tax bill one day, an irrevocable life insurance trust could help protect your legacy.
October 28, 2019
Learn from My Best and Worst Financial Decisions
Learn from My Best and Worst Financial Decisions
It's normal to have financial regrets. I know I do, and I don't mind sharing. Use them as a growing opportunity. And make sure to celebrate your succe…
October 25, 2019
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
1035 exchanges let you trade up for a better annuity or trade in unneeded life insurance.
October 22, 2019
What to Know Before Purchasing a Long-Term Care Rider
What to Know Before Purchasing a Long-Term Care Rider
Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …
September 27, 2019
Life Insurance: Beyond Just Estate Planning
Life Insurance: Beyond Just Estate Planning
When it comes to life insurance, many folks don't think they need it, if they consider it at all. In fact, it's a versatile financial tool that can he…
September 13, 2019
Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan
Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan
Life insurance can offer income and saving options for the long term.
July 10, 2019
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
For well-off people in particular, this alternative to traditional policies or the option of self-insuring could be an attractive possibility.
April 30, 2019
Is Your Insurance Hurting You Instead of Helping You?
Is Your Insurance Hurting You Instead of Helping You?
If you’re not careful to buy the right kind of insurance, keep it in the right place and pay for it in the right way, your good intentions could end u…
April 16, 2019
5 Myths That Could Have You Walking a Financial Tightrope Without a Safety Net
5 Myths That Could Have You Walking a Financial Tightrope Without a Safety Net
Life insurance is a mystery to most people, but it's an important part of your financial picture, so don't let these common misbeliefs stop you from p…
April 8, 2019