Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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Four Military Benefits That Have Helped My Family
Military life can be challenging for servicemembers and their families, but they're offered some significant financial benefits to help cushion the blow.
By Lisa Gerstner
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Five Smart Moves for Retirement Health Care: Maximize Your HSA and Medigap Savings
Unchecked health care costs in retirement could blow a hole in your savings. Here’s how to avoid that.
By Donna Fuscaldo
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I Just Paid Off My Car. Can I Downgrade My Car Insurance Now?
You've gotten rid of that car payment. Can you save even more by downgrading your car insurance? Here's what to consider.
By Rachael Green
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Shutdown Freezes Federal Flood Insurance, Impacting Homeowners and Buyers
FEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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CMS Brings Back Furloughed Staff for Open Enrollment Lifeline
The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment.
By Donna LeValley
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The 1% Deductible Rule to Avoid Overpaying for Home Insurance
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.
By Rachael Green
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These Eight States Have the Most Expensive Home Insurance in 2025
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
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How to Protect Your Home From Keyless Break-ins
While smart locks enhance home security, skilled intruders may bypass them. Here's how to strengthen your defenses.
By Sean Jackson
