Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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9 Ways Seniors Can Save on Car Insurance
Seniors tend to pay more for car insurance, but these discounts and strategies can help you keep rates down.
By Rachael Green
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States With No-Fault Car Insurance Laws (and How No-Fault Car Insurance Works)
A breakdown of the confusing rules around no-fault car insurance in every state where it exists.
By Rachael Green
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Medicare Premiums 2026: IRMAA Brackets and Surcharges for Parts B and D
Do you have to pay the monthly Medicare premium surcharge this year? It depends.
By Donna LeValley
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Why Your Home Insurance Might Not Protect You If Someone Else Lives There
Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
By Paige Cerulli
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How One Hospital Visit Overseas Could Wreck Your Finances
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Proper planning can give you peace of mind and protection, regardless of what happens on your trips.
By Sean Jackson
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Why You Should Get Whole Life Insurance After the Fed Meeting
Now is a good time to diversify your retirement portfolio with a whole life insurance policy.
By Rachael Green
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These 8 States Have the Most Expensive Home Insurance in 2026
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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14 States with the Cheapest Home Insurance in 2026
Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
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The 1-Month Rule for Setting Your Car Insurance Deductible
The ideal car insurance deductible balances risk and savings. Here's how to find it.
By Rachael Green
