Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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10 Things You Need to Know About Health Savings Accounts
insurance If you don’t have many medical expenses now, in the long term you’ll be able to benefit even more from the tax advantages of an HSA.
By Kimberly Lankford
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At-Fault States Where No-Fault Insurance Still Applies
Think you live in an at-fault car insurance state? These four still have some tricky no-fault insurance laws you should know about.
By Rachael Green
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Is There a Downside to Switching Your Insurance Frequently?
You keep finding lower rates every time you shop for insurance. Is there any reason not to take the better deal?
By Rachael Green
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9 Ways Seniors Can Save on Car Insurance
Seniors tend to pay more for car insurance, but these discounts and strategies can help you keep rates down.
By Rachael Green
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States With No-Fault Car Insurance Laws (and How No-Fault Car Insurance Works)
A breakdown of the confusing rules around no-fault car insurance in every state where it exists.
By Rachael Green
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Why Your Home Insurance Might Not Protect You If Someone Else Lives There
Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
By Paige Cerulli
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These 8 States Have the Most Expensive Home Insurance in 2026
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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14 States with the Cheapest Home Insurance in 2026
Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
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The 1-Month Rule for Setting Your Car Insurance Deductible
The ideal car insurance deductible balances risk and savings. Here's how to find it.
By Rachael Green
