Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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I Just Paid Off My Car. Can I Downgrade My Car Insurance Now?
You've gotten rid of that car payment. Can you save even more by downgrading your car insurance? Here's what to consider.
By Rachael Green
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Shutdown Freezes Federal Flood Insurance, Impacting Homeowners and Buyers
FEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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CMS Brings Back Furloughed Staff for Open Enrollment Lifeline
The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment.
By Donna LeValley
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The 1% Deductible Rule to Avoid Overpaying for Home Insurance
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.
By Rachael Green
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These Eight States Have the Most Expensive Home Insurance in 2025
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
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How to Protect Your Home From Keyless Break-ins
While smart locks enhance home security, skilled intruders may bypass them. Here's how to strengthen your defenses.
By Sean Jackson
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10 Things You Need to Know About Health Savings Accounts
insurance If you don’t have many medical expenses now, in the long term you’ll be able to benefit even more from the tax advantages of an HSA.
By Kimberly Lankford
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Are You an Auto Theft Target? Discover the Clues
Thieves seized more than 850,000 cars last year. See which models, states and behaviors draw the eyes of opportunists.
By Sean Jackson
