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Investing
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley
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7 Mistakes to Avoid When You First Start Investing
Investing promises the opportunity to build wealth, but there are plenty of potential pitfalls. Here are seven mistakes to avoid when you first start investing.
By Coryanne Hicks
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Stocks Struggle Ahead of November Jobs Report: Stock Market Today
Oracle and Broadcom continued to fall, while market participants looked ahead to Tuesday's jobs report.
By Karee Venema
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How Selling a Losing Stock Position Can Lower Your Tax Bill
Unloading an underperforming stock can help keep your investment returns growing while trimming your tax bill. Here's how this strategy works.
By Charles Lewis Sizemore, CFA
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ETFsBest Energy ETFs to Buy
Energy ETFs can help investors earn income, hedge against inflation or speculate on commodity prices. Here are five we like.
By Tony Dong, MSc
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The Best Growth ETFs to Buy
The best growth ETFs have historically beaten the market. Prudent investors will be mindful of elevated valuations and sector concentration risk.
By Tony Dong, MSc
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Medline IPO: Should You Buy MDLN Stock?
The massive Medline IPO is close at hand, with the medical supply company expected to start trading later this week.
By Karee Venema
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Retirement
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7 Best Stocks to Gift Your Grandchildren
The best stocks to give your grandchildren have certain qualities in common. Here, we let you know what those are.
By Dan Burrows
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7 Dr. Seuss Quotes Retirees Should Live By
You're off to great places! Why Dr. Seuss is the retirement guru you didn't know you needed.
By Donna Fuscaldo
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A Balanced Portfolio Builds Confidence Despite Market Storms
Headlines may spark anxiety, but long-term goals matter more than short-term swings. Diversify your portfolio and stay disciplined to help manage volatility.
By Janie Kelly, RICP
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Past Performance Is Not Indicative of Your Adviser's Expertise
Many people find a financial adviser by searching online or asking for referrals from friends or family. This can actually end up costing you big-time.
By Jared Trexler
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I'm want to give my 3 grandkids $5K each for Christmas.
You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
By Maurie Backman
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If You're Not Doing Roth Conversions, You Need to Read This
Roth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
By Matthew Blecker, CFP®, CFA®
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Could Traditional Retirement Expectations Be Killing Us?
A retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
By Richard P. Himmer, PhD
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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Tax Breaks2025 Standard Deduction Changes Under New Trump Tax Bill
What is the standard deduction for your filing status in 2025?
By Kate Schubel
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If You're Not Doing Roth Conversions, You Need to Read This
Roth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
By Matthew Blecker, CFP®, CFA®
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Gift Tax5 Types of Gifts the IRS Won’t Tax: Even If They’re Big
Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know.
By Kelley R. Taylor
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How to Give Your Kids Cash Gifts Without the IRS Paperwork
Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
By Jeremy Keil, CFP®, CFA®, CKA®
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Ask the EditorAsk the Editor: IRAs, 401(k)s and RMDs
In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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How to Steer Clear of the Medicare Tax Torpedo
Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
By John J. Gardner, IAR
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Personal Finance
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TravelThe 10 Safest Countries to Visit
Check out where to travel safely before you book international travel.
By Brittany Leitner
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Amazon Haul Gift Guide: Under-$20 Gifts That Keep Your Holiday Budget in Tact
From stocking stuffers to budget-friendly crowd pleasers, these are the best under-$20 gifts on Amazon Haul right now.
By Rachael Green
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Credit CardsBest Cash Back Credit Cards of 2025
If you're searching for a credit card that rewards you for everyday purchases, we've chosen the best.
By Sean Jackson
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Credit Card Bonuses Up to $1,600 for New Cardholders
Credit Card Bonuses Up to $1,750 for New Cardholders
By Sean Jackson
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Real Estate
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
When mortgage rates dip, timing may be everything.
By Kathryn Pomroy
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ToolsFind Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Travel
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TravelThe 10 Safest Countries to Visit
Check out where to travel safely before you book international travel.
By Brittany Leitner
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Hilton Honors Card Bonus Offer Worth up to $930
Earn 155,000 Hilton Honors bonus points with the American Express Surpass Card.
By Ellen B. Kennedy
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7 Rules Frequent Flyers Swear By
From dodging long lines to avoiding bad coffee, these clever travel rules can help you save time, stay healthy and reduce stress every time you fly.
By Choncé Maddox
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credit cardsThe Best Travel Rewards Credit Cards for You
Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
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Credit Cards With No Foreign Transaction Fees
Enjoy traveling abroad? Find a credit card with no foreign transaction fees or your spending could add up to a big chunk of change.
By Sean Jackson
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Best Airline Credit Card Bonuses That Come with Free Companion Tickets
We’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson
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Economic Forecasts
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ForecastsKiplinger Interest Rates Outlook: Cuts Expected to Continue
Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne
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The Kiplinger LetterWhat to Expect from the Global Economy in 2026
Economic growth across the globe will be highly uneven, with some major economies accelerating while others hit the brakes.
By Rodrigo Sermeño
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Economic ForecastsKiplinger Retail Outlook: Consumers Are Economizing, but Still Spending
Retail sales growth has downshifted after a strong summer.
By David Payne
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ForecastsExports have held up reasonably well despite tariff disputes
Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño
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Economic ForecastsKiplinger Energy Outlook: Gas Could Drop Below $3 by Dec.
Folks hitting the road this holiday will see gas prices in line with last year.
By Jim Patterson
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Economic ForecastsKiplinger Jobs Outlook: Hiring Continuing at Reduced Levels
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne
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The LetterShoppers Hit the Brakes on EVs After Tax Credits Expire
Electric cars are here to stay, but they'll have to compete harder to get shoppers interested without the federal tax credit.
By David Payne
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More from Kiplinger
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The 10 Safest Countries to Visit
Travel Check out where to travel safely before you book international travel.
By Brittany Leitner
Travel -

Hilton Honors Card Bonus Offer Worth up to $930
Earn 155,000 Hilton Honors bonus points with the American Express Surpass Card.
By Ellen B. Kennedy
-

7 Rules Frequent Flyers Swear By
From dodging long lines to avoiding bad coffee, these clever travel rules can help you save time, stay healthy and reduce stress every time you fly.
By Choncé Maddox
-

The Best Travel Rewards Credit Cards for You
credit cards Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
credit cards -

Credit Cards With No Foreign Transaction Fees
Enjoy traveling abroad? Find a credit card with no foreign transaction fees or your spending could add up to a big chunk of change.
By Sean Jackson
-

Best Airline Credit Card Bonuses That Come with Free Companion Tickets
We’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson



