Question: I see the need for travel insurance, and some credit cards offer protection that I think is pretty comparable to what one could purchase in the marketplace. Do I still need travel insurance if I have coverage through a credit card?
Answer: If you’re taking a short, inexpensive domestic trip – say, a $200 flight followed by a stay at your aunt’s house – the cancellation and delay protections folded into a travel credit card will probably suffice. But if you’re plunking down a large deposit on a blowout vacation or if you are heading abroad, an independent travel insurance plan is the safest option.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of Kiplinger’s expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of Kiplinger’s expert advice - straight to your e-mail.
-
-
4 Steps to Take if You Lose Your Job Near Retirement
Being let go from a job later in life can lead to financial disaster, but there are some things you can do to help lessen the damage.
-
Divorcing a Trustee: Do You Need a Prenuptial?
For any corporate trustee you choose, there should be some minimum requirements, and it’s best to check its reputation ahead of time to find out if its trust relationships end amicably.
-
How to Make The Most of a Travel Insurance Claim
More travelers are buying insurance. If your trip is canceled, take these steps to increase your chances of recovery.
-
Great Deals on Family Friendly Trips
Travel From camping excursions to cruises to tropical adventures, these vacation ideas are perfect for the entire family—or a special treat for just you and the grandkids.
-
Despite Cancelled Flights and Short-Staffed Hotels, Americans Are (Sort of) Traveling Again
Business Travel Thanks to high gas prices, cancelled flights and labor shortages across the sector, the post-COVID travel recovery looks uneven.
-
13 Money-Saving Travel Tips for Retirees
travel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
-
Alpine Skier Takes a Third Run at the Winter Olympics
Travel This downhill racer has been on the U.S. ski team since he was 19.
-
What to Expect from the 2022 Summer Travel Season
Travel Travelers have been dealing with the trials and tribulations of canceled trips and elusive refunds for nearly two years. It will get better this year.
-
A Life on the Road
Business Travel After working remotely for her corporate job, she quit to make a living pursuing her passions.
-
Strategies for Working Remotely
Business Travel Globe-trotters should keep in mind that every country has different rules when it comes to working within their borders.
