Question: I see the need for travel insurance, and some credit cards offer protection that I think is pretty comparable to what one could purchase in the marketplace. Do I still need travel insurance if I have coverage through a credit card?
Answer: If you’re taking a short, inexpensive domestic trip – say, a $200 flight followed by a stay at your aunt’s house – the cancellation and delay protections folded into a travel credit card will probably suffice. But if you’re plunking down a large deposit on a blowout vacation or if you are heading abroad, an independent travel insurance plan is the safest option.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
-
What About Those ‘Guaranteed’ Life Insurance Ads?Guaranteed life insurance policies can sound tempting if you've been declined for insurance elsewhere. Here are four downsides and one alternative.
-
13 Answers to Pressing Social Security QuestionsFrom smart claiming strategies for couples to tips on maximizing your monthly check, we have advice that can help you.
-
The United and JetBlue Partnership: Everything We Know About Blue Sky So FarBlue Sky, the United and JetBlue partnership just announced, will give frequent fliers more ways to earn and use miles. Here's what you need to know.
-
Struggling with How to Plan a Trip? These Companies Will HelpTravel Plans Sit back, relax and let the professionals handle the logistics.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
Best Places to Visit Where the Dollar Is StrongFrom the Americas and Europe to Africa and Asia, we list the 10 best places to travel to where the U.S. dollar is the strongest.
-
24 Best Travel Websites and Apps to Find Deals and Save You MoneyTravel Use Kiplinger's guide to the best travel websites and find discounts and deals so you can vacation without breaking the bank.
-
Five Ways to Save on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
-
How to Avoid Annoying Hotel Fees: Per Person, Parking and MoreTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
-
Frequent Flyer Tax Could Raise Billions for ClimateCould taxing frequent flyers help combat global pollution? Some climate scientists say yes.
