10 Credit Cards With Travel Insurance

These cards provide excellent travel insurance coverage for you and your trip.

little girl with straw hat sitting on a suitcase at the airport. during check in at the airport the girl takes a seat on the luggage carrier. She looks tired from waiting.
(Image credit: Getty)

Travel these days is challenging, but credit cards with travel insurance can offset a host of headaches. The best rewards credit cards will reimburse customers that have lost or delayed baggage, missed connections or canceled trips. Some cards even pay survivors in case of death or dismemberment.  

A recent study by WalletHub evaluated 66 of the best credit cards with travel insurance across three broad categories: luggage insurance, travel accident insurance, and eligibility, cost and extra coverage.  

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Scores of the Ten Best Cards
OverallCard NameLuggage InsuranceTravel Accident InsuranceEligibility, Cost & Extras
1Chase Sapphire Preferred®90%100%88%
2Chase Sapphire Reserve®90%100%70%
3Bank of America® Premium Rewards® Elite90%96%65%
4 - TieCapital One VentureOne Rewards75%96%75%
4 - TieCapital One Quicksilver Cash Rewards75%96%75%
4 - TieCapital One SavorOne Cash Rewards75%96%75%
7Capital One Savor Cash Rewards75%97%63%
8U.S. Bank Altitude Reserve Visa Infinite®55%96%68%
9Capital One Venture X Rewards55%96%65%
10U.S. Bank FlexPerks® Gold American Express®47%96%49%
Ellen Kennedy
Personal Finance Editor, Kiplinger.com

Ellen writes and edits personal finance stories, especially on credit cards and related products. She also covers the nexus between sustainability and personal finance. She was a manager and sustainability analyst at Calvert Investments for 15 years, focusing on climate change and consumer staples. She served on the sustainability councils of several Fortune 500 companies and led corporate engagements. Before joining Calvert, Ellen was a program officer for Winrock International, managing loans to alternative energy projects in Latin America. She earned a master’s from the U.C. Berkeley in international relations and Latin America.