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Investing
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How to Give Your Kids Cash Gifts Without the IRS Paperwork
Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
By Jeremy Keil, CFP®, CFA®, CKA®
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'Boomer Candy' Investments Might Seem Sweet, But Beware
Products such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.
By Mike Palmer, CFP
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AI Stocks Lead Nasdaq's 398-Point Nosedive: Stock Market Today
The major stock market indexes do not yet reflect the bullish tendencies of sector rotation and broadening participation.
By David Dittman
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ForecastsKiplinger Interest Rates Outlook: Cuts Expected to Continue
Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne
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What to Look Out for in Economic Data This Week
The November jobs report and the October CPI data highlight this week's economic reports.
By Karee Venema
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stocksEarnings Calendar and Analysis for This Week
Check out our earnings calendar for this week, as well as our previews and recaps of the more noteworthy reports.
By Karee Venema
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An End-of-Year Investing Checklist
December is a great time to get your portfolios in order. Investors can follow this checklist to assess what changes they may or may not need to make.
By Charles Lewis Sizemore, CFA
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Retirement
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The Stoic Retirement: Ancient Wisdom for Today's Reality
A "Stoic retirement" doesn't mean depriving yourself. It's a character-based approach to life and aging that can bring calm and clarity.
By Jacob Schroeder
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11 Outrageous Ways To Spend Money in Retirement
Whether you have excess cash to spend or want to pretend, here’s a look at 11 ridiculous ways retirees can splurge.
By Donna Fuscaldo
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How to Give Your Kids Cash Gifts Without the IRS Paperwork
Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
By Jeremy Keil, CFP®, CFA®, CKA®
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'Boomer Candy' Investments Might Seem Sweet, But Beware
Products such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.
By Mike Palmer, CFP
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What's It Really Like to Have an RV in Retirement?
Having an RV in retirement is a nomadic life that takes some planning, but it provides freedom and variety to many.
By Laura Petrecca
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Making Your Money Last12 Best Freebies for Retirees
Retiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
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Average Health Care Costs by Age and State: Can You Afford It?
Expect to pay more as you age and in some locations. We've got solutions for how to cover these costs, which can exceed $1,000 per month in your 60s.
By Adam Shell
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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How to Give Your Kids Cash Gifts Without the IRS Paperwork
Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
By Jeremy Keil, CFP®, CFA®, CKA®
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Ask the EditorAsk the Editor: IRAs, 401(k)s and RMDs
In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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How to Steer Clear of the Medicare Tax Torpedo
Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
By John J. Gardner, IAR
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Gift Tax5 Types of Gifts the IRS Won’t Tax: Even If They’re Big
Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know.
By Kelley R. Taylor
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Tax DeductionsThe 'Scrooge' Strategy: How to Turn Your Old Junk Into a Tax Deduction
We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year.
By Kate Schubel
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Tax LawIRS Says You Made a Tax Return Mistake? A New Law Could Help You Fight Back
Updated taxpayer protections change what the IRS must explain on error notices and how long you have to respond.
By Roxanne Bland
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Personal Finance
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My Teen Crashed His Car and Now Our Insurance Has Tripled. What Now?
Dealing with the costly aftermath of a teen car accident is stressful. Here are your options for navigating it.
By Rachael Green
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My First $1 Million: Retired In-House Corporate Lawyer, 74
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb
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ForecastsKiplinger Interest Rates Outlook: Cuts Expected to Continue
Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne
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Best White Elephant Christmas Gifts Under $25
There are still great gifts under $25 available for everyone on your list from Walmart, Costco, Amazon and Target.
By Kathryn Pomroy
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Real Estate
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
When mortgage rates dip, timing may be everything.
By Kathryn Pomroy
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ToolsFind Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Travel
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credit cardsThe Best Travel Rewards Credit Cards for You
Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
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Best Airline Credit Card Bonuses That Come with Free Companion Tickets
We’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson
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Credit Cards With No Foreign Transaction Fees
Enjoy traveling abroad? Find a credit card with no foreign transaction fees or your spending could add up to a big chunk of change.
By Sean Jackson
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Hilton Honors Card Bonus Offer Worth up to $930
Earn 155,000 Hilton Honors bonus points with the American Express Surpass Card.
By Ellen B. Kennedy
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travel15 Money-Saving Travel Tips for Retirees
Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
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Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy
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Economic Forecasts
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ForecastsKiplinger Interest Rates Outlook: Cuts Expected to Continue
Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne
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The Kiplinger LetterWhat to Expect from the Global Economy in 2026
Economic growth across the globe will be highly uneven, with some major economies accelerating while others hit the brakes.
By Rodrigo Sermeño
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Economic ForecastsKiplinger Retail Outlook: Consumers Are Economizing, but Still Spending
Retail sales growth has downshifted after a strong summer.
By David Payne
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ForecastsExports have held up reasonably well despite tariff disputes
Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño
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Economic ForecastsKiplinger Energy Outlook: Gas Could Drop Below $3 by Dec.
Folks hitting the road this holiday will see gas prices in line with last year.
By Jim Patterson
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Economic ForecastsKiplinger Jobs Outlook: Hiring Continuing at Reduced Levels
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne
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The LetterShoppers Hit the Brakes on EVs After Tax Credits Expire
Electric cars are here to stay, but they'll have to compete harder to get shoppers interested without the federal tax credit.
By David Payne
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More from Kiplinger
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AI Appliances Aren’t Exciting Buyers…Yet
The Kiplinger Letter Artificial intelligence is being embedded into all sorts of appliances. Now sellers need to get customers to care about AI-powered laundry.
By John Miley
The Kiplinger Letter -

15 Money-Saving Travel Tips for Retirees
travel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
travel -

What to Expect from the Global Economy in 2026
The Kiplinger Letter Economic growth across the globe will be highly uneven, with some major economies accelerating while others hit the brakes.
By Rodrigo Sermeño
The Kiplinger Letter -

The Best Travel Rewards Credit Cards for You
credit cards Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
credit cards -

Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy
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How to Save on Booking a Cruise
Booking a cruise using credit card rewards and travel agents can help snag the best deals.
By Ellen B. Kennedy



