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Investing
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An End-of-Year Investing Checklist
December is a great time to get your portfolios in order. Investors can follow this checklist to assess what changes they may or may not need to make.
By Charles Lewis Sizemore, CFA
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Got $100 to Gamble? These Penny Stocks Could Be Worth the Ride
Volatile penny stocks are high-risk plays with potentially high rewards. If you have $100 you can afford to lose, these three names are worth a look.
By Jeff Reeves
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Question: Are You Planning for a 20- or 30-Year Retirement?
You probably should be planning for a much longer retirement than you are. To avoid running out of retirement savings, you really need to make a plan.
By Bryan Pinsky
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How to Steer Clear of the Medicare Tax Torpedo
Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
By John J. Gardner, IAR
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Having No Life Insurance Is Like Driving Without a Seat Belt
Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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stocksEarnings Calendar and Analysis for This Week
Check out our earnings calendar for this week, as well as our previews and recaps of the more noteworthy reports.
By Karee Venema
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How Do I Gift Stocks?
Making presents of investments can benefit those who receive as well as those who give. Here's how to gift stocks this holiday season.
By Coryanne Hicks
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Retirement
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Ask the EditorAsk the Editor: IRAs, 401(k)s and RMDs
In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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Being an Executor is a Thankless Job: Do It Well Anyway
You can be a "good" executor of an estate, even though carrying out someone's final wishes can be challenging.
By Adam Shell
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Question: Are You Planning for a 20- or 30-Year Retirement?
You probably should be planning for a much longer retirement than you are. To avoid running out of retirement savings, you really need to make a plan.
By Bryan Pinsky
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How to Steer Clear of the Medicare Tax Torpedo
Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
By John J. Gardner, IAR
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Why Turning 65 Isn't What It Used to Be, According to an Expert
With more than 4 million people turning 65 in 2025, an expert in psychology and aging explains why so many of them are thriving like never before.
By Sandra Block
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travel15 Money-Saving Travel Tips for Retirees
Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
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Tax BreaksMost-Overlooked Tax Breaks for Retirees and People Over 65
If you're over 65, don't miss out on these overlooked tax breaks for retirees.
By Kevin McCormally
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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Ask the EditorAsk the Editor: IRAs, 401(k)s and RMDs
In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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How to Steer Clear of the Medicare Tax Torpedo
Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
By John J. Gardner, IAR
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Gift Tax5 Types of Gifts the IRS Won’t Tax: Even If They’re Big
Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know.
By Kelley R. Taylor
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Tax DeductionsThe 'Scrooge' Strategy: How to Turn Your Old Junk Into a Tax Deduction
We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year.
By Kate Schubel
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Tax LawIRS Says You Made a Tax Return Mistake? A New Law Could Help You Fight Back
Updated taxpayer protections change what the IRS must explain on error notices and how long you have to respond.
By Roxanne Bland
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Tax BreaksMost-Overlooked Tax Breaks for Retirees and People Over 65
If you're over 65, don't miss out on these overlooked tax breaks for retirees.
By Kevin McCormally
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Personal Finance
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The Kiplinger LetterAI Appliances Aren’t Exciting Buyers…Yet
Artificial intelligence is being embedded into all sorts of appliances. Now sellers need to get customers to care about AI-powered laundry.
By John Miley
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Having No Life Insurance Is Like Driving Without a Seat Belt
Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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SavingsThe Best 3-Year CDs of 2025
Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Real Estate
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
When mortgage rates dip, timing may be everything.
By Kathryn Pomroy
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ToolsFind Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Travel
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Best Airline Credit Card Bonuses That Come with Free Companion Tickets
We’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson
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Credit Cards With No Foreign Transaction Fees
Enjoy traveling abroad? Find a credit card with no foreign transaction fees or your spending could add up to a big chunk of change.
By Sean Jackson
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credit cardsThe Best Travel Rewards Credit Cards for You
Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
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Hilton Honors Card Bonus Offer Worth up to $930
Earn 155,000 Hilton Honors bonus points with the American Express Surpass Card.
By Ellen B. Kennedy
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travel15 Money-Saving Travel Tips for Retirees
Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
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Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy
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Economic Forecasts
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The Kiplinger LetterWhat to expect from the global economy in 2026
Economic growth across the globe will be highly uneven, with some major economies accelerating while others hit the brakes.
By Rodrigo Sermeño
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Economic ForecastsKiplinger Retail Outlook: Consumers Are Economizing, but Still Spending
Retail sales growth has downshifted after a strong summer.
By David Payne
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ForecastsExports have held up reasonably well despite tariff disputes
Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño
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Economic ForecastsKiplinger Energy Outlook: Gas Could Drop Below $3 by Dec.
Folks hitting the road this holiday will see gas prices in line with last year.
By Jim Patterson
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Economic ForecastsKiplinger Jobs Outlook: Hiring Continuing at Reduced Levels
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne
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The LetterShoppers Hit the Brakes on EVs After Tax Credits Expire
Electric cars are here to stay, but they'll have to compete harder to get shoppers interested without the federal tax credit.
By David Payne
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The Kiplinger LetterAmid Mounting Uncertainty: Five Forecasts About AI
With the risk of overspending on AI data centers hotly debated, here are some forecasts about AI that we can make with some confidence.
By John Miley
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More from Kiplinger
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AI Appliances Aren’t Exciting Buyers…Yet
The Kiplinger Letter Artificial intelligence is being embedded into all sorts of appliances. Now sellers need to get customers to care about AI-powered laundry.
By John Miley
The Kiplinger Letter -

15 Money-Saving Travel Tips for Retirees
travel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
travel -

What to expect from the global economy in 2026
The Kiplinger Letter Economic growth across the globe will be highly uneven, with some major economies accelerating while others hit the brakes.
By Rodrigo Sermeño
The Kiplinger Letter -

The Best Travel Rewards Credit Cards for You
credit cards Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
credit cards -

Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy
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How to Save on Booking a Cruise
Booking a cruise using credit card rewards and travel agents can help snag the best deals.
By Ellen B. Kennedy



