Emma Patch
Emma is a staff writer for Kiplinger’s Personal Finance. She covers a broad range of topics spanning saving, spending, travel, charitable giving, building wealth and financial products. She frequently writes the magazine’s Basics column and is one of several Millennial and Gen Z writers who pen the Millennial Money column. Emma also has a keen interest in the finances of entrepreneurship and education, including student loans.
During the pandemic, Emma wrote a series of profiles called “Making It Work,” mainly featuring small business owners and other entrepreneurs, about the impact of the pandemic on their work and lives. She now profiles individuals whose work involves notable examples of altruism for the magazine’s “Paying it Forward” feature.
Before joining Kiplinger in 2020, Emma interned for Kiplinger’s Retirement Report, writing and editing retirement-related content. Prior to that, she interned for an investment firm in New York City, supporting brokers, analyzing data and earning her Bloomberg Market Concepts certification.
Emma graduated from Middlebury College with a Bachelor of Arts in Comparative Literature with French literature as her primary focus and Russian literature as her secondary, culminating in a semester of study in Moscow and a thesis on the reception of French Symbolism in Russia. She’s fluent in three languages and is slowly mastering Russian.
While at Middlebury, she served as editor-at-large and features editor for the student newspaper. In the warmer months, she also worked at Middlebury’s organic garden, learning about sustainable agricultural practices and food systems. In winter, she was a part-time ski instructor at the Middlebury Snow Bowl.
Latest articles by Emma Patch
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Tying the Knot Post-Pandemic
Business Costs & Regulation This wedding planner is gearing up for a full fall season amid continuing concerns about safety.
By Emma Patch • Published
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Tough Times for a Family Business
Business Costs & Regulation His dry-cleaning operation was rocked by the pandemic, but he is staying optimistic.
By Emma Patch • Last updated
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Avoid the Summer Travel Rush; Plan a Fall Getaway
Travel Prices will be lower, you’ll encounter fewer crowds, and pandemic restrictions are likely to ease even more.
By Emma Patch • Last updated
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COVID’s Silver Lining: A Calmer Life
Coronavirus and Your Money This family left the West Coast for a simpler lifestyle in a small Cape Cod town.
By Emma Patch • Published
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Reliving a Harlem Renaissance
Business Costs & Regulation After a tough winter, two sisters look forward to reviving their restaurant’s business.
By Emma Patch • Last updated
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The Hazards of Buy Now, Pay Later
Smart Buying Breaking up payments can make a big purchase seem cheaper, which can tempt you to overspend.
By Emma Patch • Published
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A New Chapter for This Bookstore
Coronavirus and Your Money Katrina and COVID haven’t deterred the owner of a used bookstore from catering to his clientele.
By Emma Patch • Last updated
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Add a VPN to Surf the Internet Safely
Technology To help you fight identity theft, consider adding a VPN.
By Emma Patch • Published
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Forgiven Student Loan Debt Will Be Tax-Free
Coronavirus and Your Money President Joe Biden’s $1.9 trillion stimulus package lays the groundwork to forgive some student loan debt.
By Emma Patch • Published