Emma Patch
Emma is a staff writer for Kiplinger’s Personal Finance. She covers a broad range of topics spanning saving, spending, travel, charitable giving, building wealth and financial products. She frequently writes the magazine’s Basics column and is one of several Millennial and Gen Z writers who pen the Millennial Money column. Emma also has a keen interest in the finances of entrepreneurship and education, including student loans.
During the pandemic, Emma wrote a series of profiles called “Making It Work,” mainly featuring small business owners and other entrepreneurs, about the impact of the pandemic on their work and lives. She now profiles individuals whose work involves notable examples of altruism for the magazine’s “Paying it Forward” feature.
Before joining Kiplinger in 2020, Emma interned for Kiplinger’s Retirement Report, writing and editing retirement-related content. Prior to that, she interned for an investment firm in New York City, supporting brokers, analyzing data and earning her Bloomberg Market Concepts certification.
Emma graduated from Middlebury College with a Bachelor of Arts in Comparative Literature with French literature as her primary focus and Russian literature as her secondary, culminating in a semester of study in Moscow and a thesis on the reception of French Symbolism in Russia. She’s fluent in three languages and is slowly mastering Russian.
While at Middlebury, she served as editor-at-large and features editor for the student newspaper. In the warmer months, she also worked at Middlebury’s organic garden, learning about sustainable agricultural practices and food systems. In winter, she was a part-time ski instructor at the Middlebury Snow Bowl.
Latest articles by Emma Patch
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Preparing for a New Life
Starting Out: New Grads and Young Professionals While this Afghan refugee waits for resettlement, she is working to bring her family to the U.S.
By Emma Patch • Last updated
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The Return of Student Loan Payments
Paying for College A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
By Emma Patch • Published
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Watch Out for Job Listing Fraud
Scams If one of your New Year’s resolutions is to find new employment in 2022, be on guard against job-listing scams.
By Emma Patch • Published
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Airbnb Host Tells What It's Like
Business Costs & Regulation This Denver pharmacist began booking her ski condo a few months after the pandemic hit.
By Emma Patch • Published
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Spending Like It’s 2019
Smart Buying Setting spending targets and using budgeting apps can help tame the urge to live it up (now that we can again).
By Emma Patch • Published
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Should I Use Credit or Debit?
Basics Credit cards offer more protections and rewards, but debit cards reduce the temptation to overspend.
By Emma Patch • Published
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You May Get a Raise in 2022
Employee Benefits In a strengthening labor market, businesses are paying more to attract and retain employees.
By Emma Patch • Published
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New Platforms for a Comedy Couple
Coronavirus and Your Money COVID forced them to expand their stand-up repertoire to YouTube and podcasts.
By Emma Patch • Published
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The Pandemic Pet Problem
Coronavirus and Your Money Lisa Gretebeck used telemedicine and other creative ways to handle a surge of new cat and dog patients.
By Emma Patch • Last updated