Bio Miriam Cross

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Miriam Cross

Associate Editor
Kiplinger's Personal Finance

Miriam lived in Toronto, Canada, before joining Kiplinger's Personal Finance in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including Reader's Digest Canada, Style at Home and Air Canada's enRoute. She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.

Latest Features

QUIZ
December 2016

Who Should You Tip for the Holidays?

The beginning of the holiday season is prime time to tip the people who make your life easier throughout the year. But be sure not to bust your budget by giving too much or tipping unnecessarily. <...

See More From: Family Finances

SLIDE SHOW
December 2019

16 People You Should Tip for the Holidays, 2019

The holiday season is prime time to give back. And while you're thinking about your charitable giving, make sure you don't forget about those who've helped you throughout the year. Whether it's your stylist, ...

See More From: Leisure Spending

Scams
November 2019

Watch Out for the Elder Fraud Web

Scams range from petty theft to embezzlement. Your parents may need your help.

See More From: Scams

SLIDE SHOW
November 2019

6 Scams that Prey on the Elderly

Many scams are universal, from the IRS imposter who calls and threatens to arrest you if you don’t pay your taxes, to phishing emails that trick you into sending sensitive data or downloading malware ...

See More From: Scams

Smart Buying
November 2019

Carbon Offsets Will Only Carry You So Far

To effectively reduce your carbon footprint, you’ll need to be a smart shopper and navigate terms like “radiative forcing” and “leakage.”

See More From: Smart Buying

Millennial Money
November 2019

When Renting Is Smarter Than Buying

You’re not necessarily throwing your money away when you rent.

See More From: Millennial Money

Credit Cards
October 2019

5 Ways to Max Out Your Credit Card Rewards

Play your cards right and a first-class flight, luxe hotel suite or a pile of cash can be yours.

See More From: Credit Cards

Business Costs & Regulation
October 2019

The New Uber Law’s Ripple Effect

Independent contractors across the U.S. could become eligible for employee benefits.

See More From: Business Costs & Regulation

Required Minimum Distributions (RMDs)
October 2019

How to Downsize Your RMDs

You must start taking required minimum distributions from your IRA at age 70½. But you can reduce the tax bill.

See More From: Required Minimum Distributions (RMDs)

Ask Kip
September 2019

Save on Rental Car Coverage

There are cheaper alternatives than what's offered by the rental agency. Cobbling together sufficient coverage is hard, but could save you a lot in the end.

See More From: Ask Kip

Travel
August 2019

Is Your Vacation Destination Safe?

Check out travel advisories before you book to get the real scoop on the risks you'll face.

See More From: Travel

Travel
July 2019

Maximize Your Travel Perks

Get more points by signing up for reward-program partnerships.

See More From: Travel

Ask Kip
July 2019

How to Find the Right Online Bank for You

The higher interest rates offered by online banks sure are tempting, but do your research first.

See More From: Ask Kip

Banking
July 2019

The Best Bank for You, 2019

We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.

See More From: Banking

SLIDE SHOW
July 2019

Best Credit Unions, 2019

Credit unions are not-for-profit financial institutions owned by their members, so they can reward account holders with higher rates and lower fees. Our top credit union picks are open to anyone in ...

See More From: Banking

SLIDE SHOW
July 2019

Best Internet Banks, 2019

According to the 2019 Direct Banking Satisfaction Study by J.D. Power, direct (or branchless) banks continue to beat traditional banks in overall customer satisfaction. Our picks have low fees, solid ...

See More From: Banking

SLIDE SHOW
July 2019

Best Banks for Frequent Travelers, 2019

The ideal bank for travelers eliminates sneaky ATM and foreign-transaction fees. Take a look at our top bank picks for travelers. SEE ALSO: The Best Banks for You, 2019

See More From: Banking

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