Bio Miriam Cross

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Miriam Cross

Associate Editor
Kiplinger's Personal Finance

Miriam lived in Toronto, Canada, before joining Kiplinger's Personal Finance in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including Reader's Digest Canada, Style at Home and Air Canada's enRoute. She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.

Latest Features

Required Minimum Distributions (RMDs)
October 2019

How to Downsize Your RMDs

You must start taking required minimum distributions from your IRA at age 70½. But you can reduce the tax bill.

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Ask Kip
September 2019

Save on Rental Car Coverage

There are cheaper alternatives than what's offered by the rental agency. Cobbling together sufficient coverage is hard, but could save you a lot in the end.

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Travel
August 2019

Is Your Vacation Destination Safe?

Check out travel advisories before you book to get the real scoop on the risks you'll face.

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Travel
July 2019

Maximize Your Travel Perks

Get more points by signing up for reward-program partnerships.

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Ask Kip
July 2019

How to Find the Right Online Bank for You

The higher interest rates offered by online banks sure are tempting, but do your research first.

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Banking
July 2019

The Best Bank for You, 2019

We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.

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SLIDE SHOW
July 2019

Best Credit Unions, 2019

Credit unions are not-for-profit financial institutions owned by their members, so they can reward account holders with higher rates and lower fees. Our top credit union picks are open to anyone in ...

See More From: Banking

SLIDE SHOW
July 2019

Best Internet Banks, 2019

According to the 2019 Direct Banking Satisfaction Study by J.D. Power, direct (or branchless) banks continue to beat traditional banks in overall customer satisfaction. Our picks have low fees, solid ...

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SLIDE SHOW
July 2019

Best Banks for Frequent Travelers, 2019

The ideal bank for travelers eliminates sneaky ATM and foreign-transaction fees. Take a look at our top bank picks for travelers. SEE ALSO: The Best Banks for You, 2019

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SLIDE SHOW
July 2019

Best Banks for Families With Students, 2019

These banks include accounts tailored to kids and teens that give them the freedom to manage their own money. Here’s a look at our top bank picks for families with children. SEE ALSO: The Best ...

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SLIDE SHOW
July 2019

Best Banks for No-Fee, No-Fuss, 2019

These banks suit tech-savvy customers in their twenties, thirties and beyond who want a bank that’s simple to navigate and is easy on fees. Take a look at our top picks for banks that offer patrons ...

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Ask Kip
June 2019

When Your Credit Card’s Travel Insurance Coverage Isn’t Enough

Many credit cards offer travel insurance as a perk, but the limited coverage may not be adequate if you are taking an expensive trip.

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Small Business
June 2019

Making It in the Gig Economy

Whether you’re earning extra money or working full time, you’ll need to adopt new financial strategies.

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Travel
May 2019

Where to Go for the Best Off-Season Travel

You can save money and avoid the crowds by visiting popular vacation spots at unpopular times.

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Buying & Leasing a Car
May 2019

Car Lease Ending? Expect to Pay More

Now may be a good time to buy a certified used car.

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Scams
April 2019

Identity Theft: Act Now to Protect Yourself

Identity thieves are more skilled at their nefarious craft than ever.

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Financial Planning
March 2019

Managing a Financial Hardship: Real Life Stories

If you get laid off or are hit with a major household expense, do you have enough saved to help cover expenses? Here’s how three people were able to cope.

See More From: Financial Planning

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