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Associate Editor Kiplinger's Personal Finance
Miriam lived in Toronto, Canada, before joining Kiplinger's Personal Finance in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including Reader's Digest Canada, Style at Home and Air Canada's enRoute. She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.
The beginning of the holiday season is prime time to tip the people who make your life easier throughout the year. But be sure not to bust your budget by giving too much or tipping unnecessarily. <...
See More From: Family Finances
The holiday season is prime time to give back. And while you're thinking about your charitable giving, make sure you don't forget about those who've helped you throughout the year. Whether it's your stylist, ...
See More From: Leisure Spending
Scams range from petty theft to embezzlement. Your parents may need your help.
See More From: Scams
Many scams are universal, from the IRS imposter who calls and threatens to arrest you if you don’t pay your taxes, to phishing emails that trick you into sending sensitive data or downloading malware ...
To effectively reduce your carbon footprint, you’ll need to be a smart shopper and navigate terms like “radiative forcing” and “leakage.”
See More From: Smart Buying
You’re not necessarily throwing your money away when you rent.
See More From: Millennial Money
Play your cards right and a first-class flight, luxe hotel suite or a pile of cash can be yours.
See More From: Credit Cards
Independent contractors across the U.S. could become eligible for employee benefits.
See More From: Business Costs & Regulation
You must start taking required minimum distributions from your IRA at age 70½. But you can reduce the tax bill.
See More From: Required Minimum Distributions (RMDs)
There are cheaper alternatives than what's offered by the rental agency. Cobbling together sufficient coverage is hard, but could save you a lot in the end.
See More From: Ask Kip
Check out travel advisories before you book to get the real scoop on the risks you'll face.
See More From: Travel
Get more points by signing up for reward-program partnerships.
The higher interest rates offered by online banks sure are tempting, but do your research first.
We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.
See More From: Banking
Credit unions are not-for-profit financial institutions owned by their members, so they can reward account holders with higher rates and lower fees. Our top credit union picks are open to anyone in ...
According to the 2019 Direct Banking Satisfaction Study by J.D. Power, direct (or branchless) banks continue to beat traditional banks in overall customer satisfaction. Our picks have low fees, solid ...
The ideal bank for travelers eliminates sneaky ATM and foreign-transaction fees. Take a look at our top bank picks for travelers. SEE ALSO: The Best Banks for You, 2019