Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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How Federal Reserve Rate Decisions Impact Mortgage Rates in 2025
Mortgage rates are still fluctuating in 2025 as the Fed begins cutting rates. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
By Dori Zinn
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10-Year Treasury Yield's Effect on Mortgage Rates
Where the 10-year Treasury yield moves, mortgage rates follow. Learn why they're linked and how they affect homebuyers.
By Sean Jackson
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Could Tax Savings Make a 50-Year Mortgage Worth It?
Buying a Home The 50-year mortgage proposal by Trump aims to address the housing affordability crisis with lower monthly mortgage payments. But what does that mean for your taxes?
By Kate Schubel
Buying a Home -
What to Know About Portable Mortgages
A closer look at how portable mortgages would work, who might benefit and why the concept is gaining attention amid high rates and limited supply.
By Carla Ayers
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An Expert's Take: Why You Should Resist a Zero-Down Mortgage
While it's certainly enticing, a zero-down mortgage comes with significant risks, especially if home values decline or you want to refinance.
By Jared Elson, Investment Adviser
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms
Finance home upgrades gradually, using the equity you already have.
By Carla Ayers
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Four Military Benefits That Have Helped My Family
Military life can be challenging for servicemembers and their families, but they're offered some significant financial benefits to help cushion the blow.
By Lisa Gerstner
