Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Selling Your Haunted House? What You Have to Tell Buyers (and What You Don’t)
You don’t need ghosts to spook buyers, sometimes a home’s past is enough. Here’s what sellers should know about disclosure laws, pricing and perception when a property has a haunted history.
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How Federal Reserve Rate Decisions Impact Mortgage Rates in 2025
Mortgage rates are still fluctuating in 2025 as the Fed begins cutting rates. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
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How to Choose a Mortgage Lender in Five Steps
Not all lenders are created equal — here’s how to compare offers, rates and terms with confidence.
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My Mortgage Rate is 6.5%. Should I Refinance If Rates Fall By Half a Point
A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.
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A Vacation Home Sounds Dreamy, But Is It the Right Move for You?
A vacation home can be a relaxing getaway or a financial burden. Learn the pros and cons of owning a second home and how to decide if it fits your goals.
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Should You Buy a Vacation Home?
If you vacation to a beloved destination again and again, purchasing a home there may be a smart move — but don’t overlook the costs and effort that go into it.
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Planning a Major Home Renovation? 3 Smart Ways to Finance It
From HELOCs to personal loans, here’s how to pay for a major home renovation without draining your savings.
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
