Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Five Ways to Shop for a Low Mortgage Rate
Becoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
By Daniel Bortz
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Rising Home Prices and Mortgage Rates Can Make This Insurance More Relevant
It's been hard to avoid private mortgage insurance in an era of rising home prices and higher mortgage rates.
By Ella Vincent
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How Much Income You Really Need to Afford a $500,000 Home
As home prices increase, the income needed for a house is also climbing. We break down what you need to earn to afford a $500,000 home.
By Paige Cerulli
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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How Federal Reserve Rate Decisions Impact Mortgage Rates in 2025
Mortgage rates are still fluctuating in 2025 as the Fed begins cutting rates. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
By Dori Zinn
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10-Year Treasury Yield's Effect on Mortgage Rates
Where the 10-year Treasury yield moves, mortgage rates follow. Learn why they're linked and how they affect homebuyers.
By Sean Jackson
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Could Tax Savings Make a 50-Year Mortgage Worth It?
Buying a Home The 50-year mortgage proposal by Trump aims to address the housing affordability crisis with lower monthly mortgage payments. But what does that mean for your taxes?
By Kate Schubel
Buying a Home
