Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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What Home Equity Is and Why It's a Valuable Long-Term Investment
Understanding what home equity is and why it's such a valued long-term investment.
By Donna LeValley
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Should You Pay Cash for a Home? Why Even Millionaires Choose Mortgages
Some of the wealthiest Americans opt for mortgages as a strategic way to preserve liquidity, leverage investments and reduce tax exposure.
By Laura Gariepy
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
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Five Ways to Shop for a Low Mortgage Rate
Becoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
By Daniel Bortz
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How to Choose a Mortgage Lender in Five Steps
Not all lenders are created equal — here’s how to compare offers, rates and terms with confidence.
By Dori Zinn
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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10-Year Treasury Yield's Effect on Mortgage Rates
Where the 10-year Treasury yield moves, mortgage rates follow. Learn why they are connected and how they impact homebuyers.
By Sean Jackson
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How Federal Reserve Rate Decisions Impact Mortgage Rates in 2026
Mortgage rates are still fluctuating after a series of Fed rate cuts. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
By Dori Zinn
