Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Renting Is Cheaper Than Buying in All 50 States. How Does Your City Compare?
Renting is cheaper than buying, according to a new Bankrate survey. In 21 U.S. metros, the monthly cost of owning is at least 50% more expensive than the monthly cost of renting.
By Kathryn Pomroy Published
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One-Third of Parents Are Paying An Adult Child's House Down Payment. Are You?
As housing costs soar, Gen Z and Millennial home buyers are turning to family for help with down payments.
By Kathryn Pomroy Published
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Homebuyer Demand Softens Despite Lower Rates
Homebuyers continue to hold out for lower rates and more listings, economist says.
By Joey Solitro Last updated
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What Is Escrow?
Escrow is a type of account used to stash money for a home purchase. A third party holds the account on behalf of the parties negotiating a deal.
By Seychelle Thomas Last updated
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Workplace Financial Coaching Has Become Ever More Important
Employees face growing challenges to their financial wellness today, so it’s more critical than ever that employers provide the help they need to navigate them.
By Greg Ward, CFP® Published
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Home Sales Hit Lowest Level in Nearly 30 Years
Existing home sales fell last year as low inventory, decreased affordability and high interest rates pressured the housing market.
By Joey Solitro Published
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Homebuyers Don’t Want To Keep Waiting For Mortgage Rates To Fall, Study Finds
Fewer prospective homebuyers are being scared off now by high mortgage rates, according to a Bank of America survey.
By Jamie Feldman Published
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5 Ways a Bad Credit Report Can Hurt You
credit & debt A bad credit report or low credit score can do more than just affect your ability to get a loan.
By Cameron Huddleston Last updated
credit & debt -
Raising Your Credit Score Could Lower Your Mortgage Rate
Did you know that raising your credit score could get save you money on your mortgage? Our guide to how it works.
By Erin Bendig Last updated