Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Lock or Float? How to Decide on Your Mortgage RateMortgage rates move daily, here’s how to know if you should lock in a rate now or let it float until closing.
By Dori Zinn
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The Role of a Mortgage Underwriter in Buying a HomeFrom fast-track approvals to manual reviews, here’s what to expect (and how to avoid delays) in the underwriting process.
By Dori Zinn
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How Home Appraisals Work — and What the Final Value MeansFrom comps to contingencies, here’s what a home appraisal reveals about your property’s true worth.
By Dori Zinn
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The 28% Rule for Housing: Does It Still Work in Today’s Market?Rising home prices and stubborn mortgage rates put this long-standing rule to the test.
By Paige Cerulli
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Check Your Mailbox: Wells Fargo Settlement Payments Have BegunWells Fargo settlement customers whose mortgages were placed in forbearance without their permission should keep an eye on the mail, as checks are going out.
By Paige Cerulli
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The True Costs of Owning a Second HomeWhat to consider before buying a vacation home, including mortgages, insurance, taxes, and upkeep.
By Dori Zinn
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How Refinancing a Home Loan Works. Is It Right For You?Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy
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What to Expect in the Rest of This Year's Housing MarketMost likely, mortgage rates will stay above 6%, and home prices will climb moderately. But that shouldn't dissuade buyers who are ready to make a move.
By Robyn A. Friedman
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5 Things You Might Not Know You Can Negotiate When Buying a HomeHere are five things buyers might not know they can negotiate when buying a home.
By Daniel Bortz
