Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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How the Federal Reserve Affects Mortgage Rates — and What It Means for Homebuyers in 2025
Mortgage rates are still fluctuating in 2025 as the Fed holds steady — for now. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
By Dori Zinn
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Find Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Erin Bendig
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Erin Bendig
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How Refinancing a Home Loan Works. Is It Right For You?
Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy
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Property Tax 101: What Homeowners Need to Know
Property Tax No one likes to pay property tax, but knowing how these taxes work might make the situation more bearable.
By Katelyn Washington
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What to Expect in the Rest of This Year's Housing Market
Most likely, mortgage rates will stay above 6%, and home prices will climb moderately. But that shouldn't dissuade buyers who are ready to make a move.
By Robyn A. Friedman
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Five Ways to Shop for a Low Mortgage Rate
Becoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
By Daniel Bortz
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
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5 Things You Might Not Know You Can Negotiate When Buying a Home
Here are five things buyers might not know they can negotiate when buying a home.
By Daniel Bortz