Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their TermsFinance home upgrades gradually, using the equity you already have.
By Carla Ayers
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The Hidden Costs of Builder Mortgage IncentivesBuilders are offering low mortgage rates and big credits. Learn how these incentives work and how to evaluate the real cost.
By Choncé Maddox
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The Hidden Costs of the Fed's Rate PauseThe Federal Reserve isn't cutting rates any time soon. While this benefits savers, learn how it impacts you when you need to borrow money.
By Sean Jackson
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How the Federal Reserve Affects Mortgage Rates — and What It Means for Homebuyers in 2026Learn how interest rate changes affect your mortgage payments and what buyers should watch for this month.
By Dori Zinn
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What Is an Assumable Mortgage and Could It Save You Thousands?Learn how assumable mortgages work, who qualifies and when taking over a seller's loan could save you money.
By Choncé Maddox
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What Happens During a Home Appraisal?From comps to contingencies, here’s what a home appraisal reveals about your property’s true worth.
By Dori Zinn
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Find Your Monthly Payment With This Mortgage CalculatorTools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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The Salary You Need for a $500,000 Home Keeps ClimbingWith home prices holding firm and mortgage rates still elevated, here’s what it takes to afford a $500,000 home in today’s market.
By Paige Cerulli
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Sell, Borrow or Stay? How to Use Home Equity in RetirementLearn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or leaving a legacy.
By Choncé Maddox
