Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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HELOC Rules Are Changing in 2026New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need.
By Paige Cerulli
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The Best Week to Sell Your Home in 2026 Could Boost Your PriceNew data reveal the best week to sell your home in 2026 and how timing could boost your sale price.
By Choncé Maddox
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Why Billionaires Like Elon Musk and Mark Zuckerberg Borrow Instead of Paying Cash for HomesSome of the wealthiest Americans opt for mortgages as a strategic way to preserve liquidity, leverage investments and reduce tax exposure.
By Laura Gariepy
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Americans, Even With Higher Incomes, Are Feeling the SqueezeA 50-year mortgage probably isn’t the answer, but there are other ways to alleviate the continuing sting of high prices
By Penelope Wang
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What Is an Assumable Mortgage and Could It Save You Thousands?With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work.
By Choncé Maddox
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What Home Equity Is and Why It's a Valuable Long-Term InvestmentUnderstanding what home equity is and why it's such a valued long-term investment.
By Donna LeValley
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What to Expect When Applying for a Mortgage Loanreal estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
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Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
By Daniel Bortz
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How to Choose a Mortgage Lender in Five StepsNot all lenders are created equal — here’s how to compare offers, rates and terms with confidence.
By Dori Zinn
