Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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What to Watch for When Refinancing Your Home Mortgage
A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals.
By Paige Cerulli
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Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For
Builder credits and below-market mortgage rates can ease affordability pressures, but the savings often come with trade-offs buyers should understand before signing.
By Choncé Maddox
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
By Emma Patch
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My Mortgage Rate is 6.5%. Should I Refinance If Rates Fall By Half a Point
A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.
By Choncé Maddox
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Rising Home Prices and Mortgage Rates Can Make This Insurance More Relevant
It's been hard to avoid private mortgage insurance in an era of rising home prices and higher mortgage rates.
By Ella Vincent
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How Much Income You Really Need to Afford a $500,000 Home
As home prices increase, the income needed for a house is also climbing. We break down what you need to earn to afford a $500,000 home.
By Paige Cerulli
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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Could Tax Savings Make a 50-Year Mortgage Worth It?
Buying a Home The 50-year mortgage proposal by Trump aims to address the housing affordability crisis with lower monthly mortgage payments. But what does that mean for your taxes?
By Kate Schubel
Buying a Home -
What to Know About Portable Mortgages
A closer look at how portable mortgages would work, who might benefit and why the concept is gaining attention amid high rates and limited supply.
By Carla Ayers
