Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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A Vacation Home Sounds Dreamy, But Is It the Right Move for You?
A vacation home can be a relaxing getaway or a financial burden. Learn the pros and cons of owning a second home and how to decide if it fits your goals.
By Dori Zinn
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Should You Buy a Vacation Home?
If you vacation to a beloved destination again and again, purchasing a home there may be a smart move — but don’t overlook the costs and effort that go into it.
By Emma Patch
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Planning a Major Home Renovation? 3 Smart Ways to Finance It
From HELOCs to personal loans, here’s how to pay for a major home renovation without draining your savings.
By Paige Cerulli
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Where the Ultra-Rich Are Buying Real Estate Now
Why the ultra-rich are flocking to new corners of the world — and what their moves reveal about real estate hot spots.
By Paige Cerulli
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Home Equity in Retirement: Should You Sell, Borrow or Rent?
Learn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or leaving a legacy.
By Choncé Maddox
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Mortgage Refinance in 2025? These Tax Breaks Can Boost Your Savings
Tax Breaks Refinancing your mortgage comes with tax implications, but also opportunities to deduct certain expenses on your return.
By Gabriella Cruz-Martínez
Tax Breaks -
Falling Interest Rates: What They Mean for Homeowners, Savers and Investors
As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money.
By Choncé Maddox
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Refinance Applications Surge as Mortgage Rates Tumble
The window to refinance is reopening as mortgage rates hit their lowest level in nearly a year. Here’s what the market shift means for homeowners.
By Paige Cerulli
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Cash vs. Mortgage: How to Pay for Your Second Home
Should you buy your second home outright or finance it with a loan? Weigh the pros, cons and tax implications before making the leap.
By Dori Zinn
