Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Sell, Borrow or Stay? How to Use Home Equity in RetirementLearn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or leaving a legacy.
By Choncé Maddox
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When Does Refinancing Make Sense?Thinking about refinancing your mortgage? Here's what you need to consider.
By Choncé Maddox
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Zombie Mortgages Are Back: Why Old Home Loans Are ResurfacingForgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk.
By Paige Cerulli
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Mortgage Rates Are Rising Again — Here's What You Should DoGeopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance.
By Choncé Maddox
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HELOC Rules Are Changing in 2026New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need.
By Paige Cerulli
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The Best Week to Sell Your Home in 2026 Could Boost Your PriceNew data reveal the best week to sell your home in 2026 and how timing could boost your sale price.
By Choncé Maddox
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Why Billionaires Like Elon Musk and Mark Zuckerberg Borrow Instead of Paying Cash for HomesSome of the wealthiest Americans opt for mortgages as a strategic way to preserve liquidity, leverage investments and reduce tax exposure.
By Laura Gariepy
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Americans, Even With Higher Incomes, Are Feeling the SqueezeA 50-year mortgage probably isn’t the answer, but there are other ways to alleviate the continuing sting of high prices
By Penelope Wang
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What Home Equity Is and Why It's a Valuable Long-Term InvestmentUnderstanding what home equity is and why it's such a valued long-term investment.
By Donna LeValley
