Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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How the Federal Reserve Affects Mortgage Rates — and What It Means for Homebuyers in 2026Learn how interest rate changes affect your mortgage payments and what buyers should watch for this month.
By Dori Zinn
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What Is an Assumable Mortgage and Could It Save You Thousands?Learn how assumable mortgages work, who qualifies and when taking over a seller's loan could save you money.
By Choncé Maddox
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What Happens During a Home Appraisal?From comps to contingencies, here’s what a home appraisal reveals about your property’s true worth.
By Dori Zinn
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Find Your Monthly Payment With This Mortgage CalculatorTools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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The Salary You Need for a $500,000 Home Keeps ClimbingWith home prices holding firm and mortgage rates still elevated, here’s what it takes to afford a $500,000 home in today’s market.
By Paige Cerulli
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Sell, Borrow or Stay? How to Use Home Equity in RetirementLearn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or leaving a legacy.
By Choncé Maddox
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When Does Refinancing Make Sense?Thinking about refinancing your mortgage? Here's what you need to consider.
By Choncé Maddox
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Zombie Mortgages Are Back: Why Old Home Loans Are ResurfacingForgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk.
By Paige Cerulli
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Mortgage Rates Are Rising Again — Here's What You Should DoGeopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance.
By Choncé Maddox
