Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Before Buying Your First Home, Get These Three Ducks in a Row
With mortgage rates higher than we're used to, making sure you can comfortably afford to buy your first home is more important than ever.
By David W. Johnston, CFP®
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Is It Better to Pay Off Your Mortgage or Invest?
Determine if paying off your mortgage early is a wise decision for you.
By Ameriprise Financial
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Why a 15-Year Mortgage Could Be the Key to a Larger Nest Egg
Your mortgage payments would be higher, yes, but you'd save quite a lot on interest and be mortgage-free 15 years sooner, freeing assets for other investments.
By Dave Liniger
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A Different Way to Approach Your Mortgage in Retirement
Conventional wisdom says don't carry any mortgage into retirement, and if you can manage that debt-free feat, good for you. But there are other options.
By Jerry Golden, Investment Adviser Representative
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Mortgage Rates Drop to Lowest Level Since April 2023. Should You Refinance?
Mortgage rates drop to 6.34%, the lowest level they've been in over a year.
By Erin Bendig
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Zombie Mortgages Come Back to Haunt Property Owners
mortgages Here’s what to do if a letter from a law firm arrives out of the blue to warn you that you could lose your house over a mortgage you thought was long dead.
By H. Dennis Beaver, Esq.
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Retired and 'Stuck' With a Mortgage Below 4%? You Have Options
You may feel like a mortgage prisoner, but your options may be more doable than you think.
By Evan T. Beach, CFP®, AWMA®
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Is Now a Good Time to Buy a House?
The last several years have been confusing for potential home buyers. Here are four key questions you can ask yourself to help decide if you’re ready.
By Julia Pham, CFP®, AIF®, CDFA®
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Renting Is Cheaper Than Buying in All 50 States. How Does Your City Compare?
Renting is cheaper than buying, according to a new Bankrate survey. In 21 U.S. metros, the monthly cost of owning is at least 50% more expensive than the monthly cost of renting.
By Kathryn Pomroy
