Jerry Golden, Investment Adviser Representative
Jerry Golden is a nationally recognized advocate for consumers planning their retirement. As an innovator, Jerry has often had to challenge the accepted wisdom of the insurance, annuity and retirement industries, and drive regulatory change where necessary. He holds two patents on the design and integration of income annuities into retirement portfolios.
Jerry is now focused on delivering his expertise to consumers by helping them create retirement plans that provide income that cannot be outlived. As a result, he founded Go2income.com, a site where consumers can explore all types of income annuity options, anonymously and at no cost.
Leading financial publications have featured Jerry's research and ideas, including Bloomberg Online, Huffington Post, MarketWatch and NextAvenue, along with numerous trade publications and daily newspapers, and his blog, Jerry Golden on Retirement, has been rated one of the top 100 retirement blogs.
Jerry held executive positions at AXA Equitable and MassMutual, was the founder of Golden American Life Insurance Company and is president of Golden Retirement Inc.
Phone: 877.263.5576
E-mail: info@goldenretirement.com
Golden Retirement Advisors Inc., jerrygoldenretirement.com
Go2income.com, www.go2income.com
Facebook: www.facebook.com/GoldenRetirementcom
Latest articles by Jerry Golden, Investment Adviser Representative
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Become Your Own Pension Manager
annuities To build your own pension, follow the playbook that corporate pension managers use.
By Jerry Golden, Investment Adviser Representative Last updated
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Retirement Income Plan – Better Than a Pension?
annuities A pension’s security is reassuring, but there are some advantages to creating your own plan for retirement income using income allocation planning instead of relying on your employer to provide a major source of your income during retirement.
By Jerry Golden, Investment Adviser Representative Last updated
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How Much More Retirement Income Can You Get?
Each investor is unique, so the answer to that isn't as simple as it sounds. Let's take a look at a few different scenarios to see the outcomes.
By Jerry Golden, Investment Adviser Representative Published
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Retirement Planning: One Size Doesn’t Fit All
For the most important financial decision of your life, you need a plan that’s tailored especially for you, rather than simply following rules of thumb.
By Jerry Golden, Investment Adviser Representative Last updated
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Investing for Retirement Income Is Different – Rethink 60/40 Rule
retirement planning Investors saving for retirement are familiar with the 60/40 rule, concerning stocks and bonds. But for retirees, a different kind of 60/40 rule applies – one designed to deliver lifetime income.
By Jerry Golden, Investment Adviser Representative Last updated
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Has Bad Economic News in 2022 Hurt Your Retirement Plans?
retirement How the right plan now can get you back on track and reduce the risk going forward.
By Jerry Golden, Investment Adviser Representative Published
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For Sustainable Retirement Income, You Need These 5 Building Blocks
retirement planning Combining elements that you understand is the smartest way to create a secure retirement.
By Jerry Golden, Investment Adviser Representative Published
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Don’t Move to Another State Just to Reduce Your Taxes
retirement If you’re retired or near retirement, maybe a smarter plan for retirement income will allow you to stay put. Yes, your state income tax rate may be higher, but your spendable income will be, too.
By Jerry Golden, Investment Adviser Representative Published
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Choppy Market Impacting Your Retirement Income Plan?
retirement planning Find calmer seas with a retirement plan that includes safe income and eliminates the sour stomach that comes with market corrections.
By Jerry Golden, Investment Adviser Representative Published
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Fed Is Raising Interest Rates. How Do Retirees Benefit?
annuities Some sectors of the population may feel the pain of interest rate hikes, while current retirees, and those near retirement, could actually benefit.
By Jerry Golden, Investment Adviser Representative Published
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Annuity Payments Don’t Make Your Retirement: They Make It Better
annuities Answers to frequently asked questions about how annuities work, what they can do for retirees, how they are taxed and how inflation affects them.
By Jerry Golden, Investment Adviser Representative Published
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Factoring Inflation Into Your Retirement Plan
retirement planning How much should you be worried about inflation’s impact on your retirement income plan? If you plan right, you shouldn’t have to worry at all.
By Jerry Golden, Investment Adviser Representative Published
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What’s Your Retirement Number? Don’t Just Go by the 4% Rule
retirement planning To help make sure your retirement income covers your needs and lasts for a lifetime, you need a custom plan. The 4% rule of thumb is a handy starting point, but it’s too general. Get specific to find your very own retirement number.
By Jerry Golden, Investment Adviser Representative Published
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Even the Experts Can’t Figure Out How to Plan for Retirement Income
retirement planning Why? The old asset allocation model of retirement planning focuses on the wrong part of the equation. Instead, Income Allocation offers a better road map to reliable income throughout retirement.
By Jerry Golden, Investment Adviser Representative Published
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Fill Your Retirement Income Gaps – and Then Some
retirement planning When drawing up your retirement income plan, you need to be prepared to cover these three different income gaps. If you don’t, you’d better be ready to cut back on your lifestyle or your legacy plan.
By Jerry Golden, Investment Adviser Representative Published
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How to Generate an Extra $20,000 a Year in Retirement
Investing for Income That amount of money could change your life. Let me help.
By Jerry Golden, Investment Adviser Representative Published
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Name Your Plan – Select Both Retirement Income & Legacy Target
retirement planning You know how much income you need and what kind of legacy you want to leave, but what you don’t know is if you might be able to hit those targets. Here’s one way to find out.
By Jerry Golden, Investment Adviser Representative Published
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The Cost of Retirement Has Tripled! But a New Way of Planning Can Help
retirement planning With today’s low interest rates and paltry dividends, the old way of saving for your retirement and living off your dividends and income to preserve your principal for a legacy doesn’t work like it used to. But don’t panic. Consider this new Legacy Income Planning method instead.
By Jerry Golden, Investment Adviser Representative Published
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Income Planning to Help You Win the Retirement Trifecta
retirement planning With a retirement income plan that focuses on the allocation of income, and delivers lower fees and taxes, you can increase your income with less risk even as you increase your family’s legacy.
By Jerry Golden, Investment Adviser Representative Published
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A New Approach to Retirement Income Planning for Women
retirement planning Focusing on income, rather than savings, is important for anyone planning to retire. But it’s even more important for women, in particular. To reduce fees, manage taxes and produce reliable income, an income allocation plan does the trick.
By Jerry Golden, Investment Adviser Representative Published
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How to Turn Your Retirement Savings into Retirement Income
retirement Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and steady enough to last you through retirement.
By Jerry Golden, Investment Adviser Representative Published
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Find the Income to Insure Against Retirement Risks
retirement When money gets tight, it can be tempting to ditch some insurance coverage to balance your budget. However, that could leave you high and dry. Instead, figure your premiums into your income plan itself.
By Jerry Golden, Investment Adviser Representative Published
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When Retirees Question More Retirement Income
annuities What would you say if I told you that you could safely get significantly more retirement income from your retirement savings? That’s what I call an Income Boost.
By Jerry Golden, Investment Adviser Representative Published
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With Interest Rates Near Zero, Annuities Help Pick Up the Slack
annuities What do retirees do with their money when interest rates are next to nothing? Here’s how pulling annuities into the mix can help.
By Jerry Golden, Investment Adviser Representative Published
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