Jerry Golden, Investment Adviser Representative
Jerry Golden is a nationally recognized advocate for consumers planning their retirement. As an innovator, Jerry has often had to challenge the accepted wisdom of the insurance, annuity and retirement industries, and drive regulatory change where necessary. He holds two patents on the design and integration of income annuities into retirement portfolios.
Jerry is now focused on delivering his expertise to consumers by helping them create retirement plans that provide income that cannot be outlived. As a result, he founded Go2income.com, a site where consumers can explore all types of income annuity options, anonymously and at no cost.
Leading financial publications have featured Jerry's research and ideas, including Bloomberg Online, Huffington Post, MarketWatch and NextAvenue, along with numerous trade publications and daily newspapers, and his blog, Jerry Golden on Retirement, has been rated one of the top 100 retirement blogs.
Jerry held executive positions at AXA Equitable and MassMutual, was the founder of Golden American Life Insurance Company and is president of Golden Retirement Inc.
Phone: 877.263.5576 E-mail: info@goldenretirement.com Golden Retirement Advisors Inc., jerrygoldenretirement.com Go2income.com, www.go2income.com Facebook: www.facebook.com/GoldenRetirementcom
Latest articles by Jerry Golden, Investment Adviser Representative
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With Interest Rates Near Zero, Annuities Help Pick Up the Slack
annuities What do retirees do with their money when interest rates are next to nothing? Here’s how pulling annuities into the mix can help.
By Jerry Golden, Investment Adviser Representative Published
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Lower Your Future Income Risk by Taking Action Now
Making Your Money Last Your investment portfolio is doing great these days, but you can’t count on that forever. Before the next stock market correction, build a safer income plan with these six steps.
By Jerry Golden, Investment Adviser Representative Published
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End of Decade Closes with 3 Surprises for Retirement
retirement A trio of unexpected occurrences all point to one conclusion: When it comes to a successful retirement, income reigns as king.
By Jerry Golden, Investment Adviser Representative Published
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Prepare for Detours in the Market: Manage Your Plan in Real-Time
investing When the stock market takes a dive, retirees with resilient income allocation plans still get by swimmingly. Here's what that looks like.
By Jerry Golden, Investment Adviser Representative Published
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How to Crunch the Numbers on When to Claim Social Security
retirement What's the smartest way to claim benefits? Well, don't believe those who say you're stupid if you claim early or that age 70 is always the way to go. It depends on your own circumstances.
By Jerry Golden, Investment Adviser Representative Published
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How to Cut Your Investment Fees in Half
Making Your Money Last A 1 percent fee may not sound like much at first, but don't let that fool you. It may be much more costly than you realize.
By Jerry Golden, Investment Adviser Representative Published
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Don't Bet Your Retirement on Monte Carlo Models
Making Your Money Last They measure market risk but don’t eliminate it, and they don't consider all the twists and turns life can take. Instead, build a plan to create a stable income throughout your retirement, no matter what.
By Jerry Golden, Investment Adviser Representative Published
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How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
retirement Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, here's a QLAC strategy to consider.
By Jerry Golden, Investment Adviser Representative Published
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What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?
Making Your Money Last As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether it's dividends, interest or annuity payments, don't try to time the market.
By Jerry Golden, Investment Adviser Representative Published
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How to Lower Your Retirement Tax Rate to Less Than 10%
retirement Managing your income by using the right mix of investments and annuities in retirement could help you trim your retirement tax rate to under 10% ... even for those investors with $4 million in assets.
By Jerry Golden, Investment Adviser Representative Published
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5 Ways to Increase Your After-Tax Spendable Income - and Legacy
Making Your Money Last Did you enjoy writing a check to Uncle Sam on April 15? No? Well, then try these strategies to increase your spendable after-tax income (and leave more to your heirs) over the long term.
By Jerry Golden, Investment Adviser Representative Published
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Retirement Planning Reinvented
Making Your Money Last To help maximize your income and reduce your risk, try building your retirement on the allocation of income among dividends, interest, annuity payments and withdrawals.
By Jerry Golden, Investment Adviser Representative Published
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Are Income Annuities Fair?
retirement An off-kilter idea of fairness may be getting in the way of some people's long-term plans for guaranteed income.
By Jerry Golden, Investment Adviser Representative Published
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2019 New Year's Resolution: Fix My Retirement Plan
retirement A five-step plan to map out your retirement income potential, create a budget and help put your long-term goals safely in reach.
By Jerry Golden, Investment Adviser Representative Published
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How SHOULD Income Annuities Be Taxed?
retirement Here's a tax idea to increase income for retirees while reducing the deficit.
By Jerry Golden, Investment Adviser Representative Published
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How Income Annuities are Taxed – and Why
retirement The guaranteed payments for life that income annuities deliver offer retirees a great sense of security. What people might not realize is that how those payments are taxed will depend on how the annuities are bought.
By Jerry Golden, Investment Adviser Representative Published
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Keeping Up to Date on Your Income Annuity Quotes
retirement Food comes with expiration dates, and so should your retirement plan. If you think you know what type of guaranteed annuity payments you qualify for because you once checked, well, it could be time to check again.
By Jerry Golden, Investment Adviser Representative Published
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How to Boost Retirement Income by Making It Safer
Making Your Money Last Which sources of retirement income are the safest, and how do they fit into your overall income plan?
By Jerry Golden, Investment Adviser Representative Published
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How to Eliminate Several Risks While Generating More Retirement Income
Making Your Money Last In today's low-rate environment, it’s tough for retirees to earn much on their investments without amping up risk. Here's one strategy to try.
By Jerry Golden, Investment Adviser Representative Published
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YOU Are the Biggest Threat to Your Retirement Plan
Making Your Money Last When the going gets tough in the market, people invested in stocks have the natural impulse to pull out to cut their losses. By using an income allocation plan instead, you can ride out downturns more confidently.
By Jerry Golden, Investment Adviser Representative Published
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A Different Kind of Diversification Pays Off for Retirees
Making Your Money Last Retirement savers can get more income with less volatility using income allocation instead of asset allocation.
By Jerry Golden, Investment Adviser Representative Published
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Don’t Play Favorites on Your Financial Team
Financial Planning Bet you have one member of your team who you listen to more than the others, but is it the right person, and for the right reasons? Here’s the one you really should rely on.
By Jerry Golden, Investment Adviser Representative Published
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The Million-Dollar Retirement Question is All Wrong
retirement Focusing on how much you need to save and how far it'll go doesn’t exactly ensure you will have enough income to last you for life.
By Jerry Golden, Investment Adviser Representative Published
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Annuities: The 'Bad,' the 'Good' and the 'Misunderstood'
Making Your Money Last Let me set the record straight on the two main types of annuities for you.
By Jerry Golden, Investment Adviser Representative Published
Making Your Money Last