Jerry Golden, Investment Adviser Representative
Jerry Golden is a nationally recognized advocate for consumers planning their retirement. As an innovator, Jerry has often had to challenge the accepted wisdom of the insurance, annuity and retirement industries, and drive regulatory change where necessary. He holds two patents on the design and integration of income annuities into retirement portfolios.
Jerry is now focused on delivering his expertise to consumers by helping them create retirement plans that provide income that cannot be outlived. As a result, he founded Go2income.com, a site where consumers can explore all types of income annuity options, anonymously and at no cost.
Leading financial publications have featured Jerry's research and ideas, including Bloomberg Online, Huffington Post, MarketWatch and NextAvenue, along with numerous trade publications and daily newspapers, and his blog, Jerry Golden on Retirement, has been rated one of the top 100 retirement blogs.
Jerry held executive positions at AXA Equitable and MassMutual, was the founder of Golden American Life Insurance Company and is president of Golden Retirement Inc.
Phone: 877.263.5576
E-mail: info@goldenretirement.com
Golden Retirement Advisors Inc., jerrygoldenretirement.com
Go2income.com, www.go2income.com
Facebook: www.facebook.com/GoldenRetirementcom
Latest articles by Jerry Golden, Investment Adviser Representative
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Retirement Tax Breaks That Could Cut Your Tax Rate in HalfIncorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan.
By Jerry Golden, Investment Adviser Representative
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Does Your Retirement Plan Ignore Half of Your Net Worth?Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash.
By Jerry Golden, Investment Adviser Representative
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Add Lifetime Annuities to Unlock Home Equity and Tax BenefitsCombining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.
By Jerry Golden, Investment Adviser Representative
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Retiring With $500,000 to $5 Million? You Need A New PlanRetirees with $500,000 to $5 million in assets need a different approach to keep their house and cover ever-increasing health care expenses, including long-term care, without taking too much risk and paying too much in taxes.
By Jerry Golden, Investment Adviser Representative
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Guide to How All-Assets Planning Offers a Better RetirementAn "all-asset" strategy would integrate housing wealth and annuities with traditional investments to generate more income and liquid savings for retirees.
By Jerry Golden, Investment Adviser Representative
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This HECM-QLAC Power Move Can Unlock Your Retirement IncomeCombining a qualified longevity annuity contract (QLAC) with a home equity conversion mortgage (HECM) can significantly boost your retirement income and more.
By Jerry Golden, Investment Adviser Representative
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Treat Home Equity Like Your Other Retirement InvestmentsHomeowners who are considering using home equity in their retirement plan can analyze it like they do their other investments. Here's how.
By Jerry Golden, Investment Adviser Representative
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For a Richer Retirement, Follow These Five Golden RulesThese Golden Rules of Retirement Planning, developed by a financial pro with many years of experience, can help you build a plan that delivers increased income and liquid savings while also reducing risk.
By Jerry Golden, Investment Adviser Representative
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A Guide to Personalizing Your Retirement Plan for Maximum ImpactThis strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities to provide higher income and liquid savings and help cover long-term care costs.
By Jerry Golden, Investment Adviser Representative
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Your Home + Your IRA = Your Long-Term Care SolutionIf you're worried that long-term care costs will drain your retirement savings, consider a personalized retirement plan that could solve your problem.
By Jerry Golden, Investment Adviser Representative
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What if You Could Increase Your Retirement Income by 50% to 75%? Here's HowCombining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning.
By Jerry Golden, Investment Adviser Representative
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What the HECM? Combine It With a QLAC and See What HappensCombining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses.
By Jerry Golden, Investment Adviser Representative
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A QLAC Does So Much More Than Simply Defer TaxesHere are the multiple ways you can use a QLAC, from managing retirement risks to creating income for specific retirement needs and wants.
By Jerry Golden, Investment Adviser Representative
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This Underused IRA Option Offers Tax Benefits and Income SecurityLooking to avoid running out of money in retirement? Consider longevity protection provided by a QLAC as a component of your retirement income plan.
By Jerry Golden, Investment Adviser Representative
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Retirement Income Planning for Unfunded Health Care CostsRetirement income plans often don't include late-in-life health or long-term care expenses. Here's how to cover for the unplanned withdrawals to pay for those.
By Jerry Golden, Investment Adviser Representative
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How to Grow Your IRA in Retirement Rather Than Spend It DownYou really can defer RMDs and lower taxes while at the same time increasing the long-term growth of your IRA. Here's how.
By Jerry Golden, Investment Adviser Representative
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How Combining Your Home Equity and IRA Can Supercharge Your RetirementWhile many retirees own an IRA and a home, very few are considering how they could work together in a plan for retirement income.
By Jerry Golden, Investment Adviser Representative
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How to Create a Retirement Income Plan to Cover Caregiver CostsGetting all of your assets to work together is key to having enough retirement income to pay for caregivers and other long-term care needs.
By Jerry Golden, Investment Adviser Representative
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How to Create a Retirement Plan That Checks All Your BoxesYou might consider starting with a model retirement plan that has already been assembled and is ready to be refined to meet your objectives.
By Jerry Golden, Investment Adviser Representative
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A Different Way to Approach Your Mortgage in RetirementConventional wisdom says don't carry any mortgage into retirement, and if you can manage that debt-free feat, good for you. But there are other options.
By Jerry Golden, Investment Adviser Representative
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How 'Home-Based Planning' Can Address Long-Term Care CostsTraditional planning for the cost of long-term care doesn't reflect the realities of what the costs are and how they'll be paid.
By Jerry Golden, Investment Adviser Representative
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Transform Your Retirement Plan With This Powerful ComboIf you're a retiree looking for the trifecta of income, liquidity and legacy in your retirement plan, consider combining a QLAC and an HECM.
By Jerry Golden, Investment Adviser Representative
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Things Change: Is It Time to Update Your Retirement Plan?Here’s how to go about updating your retirement plan, including adding important elements, to ensure it meets all of your retirement objectives.
By Jerry Golden, Investment Adviser Representative
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Annuities and Tax Planning Boost Retirement Income and MoreSmart planning takes advantage of the tax benefits of lifetime income protection through annuities. But wait — there’s more.
By Jerry Golden, Investment Adviser Representative
