Latest articles by Jerry Golden, Investment Adviser Representative
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How Income Annuities are Taxed – and Why
retirement The guaranteed payments for life that income annuities deliver offer retirees a great sense of security. What people might not realize is that how those payments are taxed will depend on how the annuities are bought.
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Keeping Up to Date on Your Income Annuity Quotes
retirement Food comes with expiration dates, and so should your retirement plan. If you think you know what type of guaranteed annuity payments you qualify for because you once checked, well, it could be time to check again.
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How to Boost Retirement Income by Making It Safer
Making Your Money Last Which sources of retirement income are the safest, and how do they fit into your overall income plan?
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How to Eliminate Several Risks While Generating More Retirement Income
Making Your Money Last In today's low-rate environment, it’s tough for retirees to earn much on their investments without amping up risk. Here's one strategy to try.
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YOU Are the Biggest Threat to Your Retirement Plan
Making Your Money Last When the going gets tough in the market, people invested in stocks have the natural impulse to pull out to cut their losses. By using an income allocation plan instead, you can ride out downturns more confidently.
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A Different Kind of Diversification Pays Off for Retirees
Making Your Money Last Retirement savers can get more income with less volatility using income allocation instead of asset allocation.
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Don’t Play Favorites on Your Financial Team
Financial Planning Bet you have one member of your team who you listen to more than the others, but is it the right person, and for the right reasons? Here’s the one you really should rely on.
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The Million-Dollar Retirement Question Is All Wrong
retirement Focusing on how much you need to save and how far it'll go doesn’t exactly ensure you will have enough income to last you for life.
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Annuities: The 'Bad,' the 'Good' and the 'Misunderstood'
Making Your Money Last Let me set the record straight on the two main types of annuities for you.
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3 Steps Toward Building a Retirement Income Plan
retirement Switching gears from saving for retirement to turning that savings into a retirement paycheck is a tricky proposition. Taking these steps can help bring your income plan into focus.
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Stock Fear? A Solid Income Plan Helps Keep Retirees Safe
Making Your Money Last If your retirement income relies on the stock market, a plunge isn't just "paper losses" to you. Here's the income plan my wife and I use that takes the worry out of market volatility.
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How to Turn ‘Found’ Money into a Retirement Income Stream
retirement Would you rather spend that extra cash or make it last a lifetime?
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Why a Top 10 List of Annuity Companies is Not a Place to Start
insurance companies To find the annuity that's right for you, start by asking yourself a series of "what if" questions.
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Why Working Past 65 Can Be Doubly Rewarding
retirement Aside from making for an easier transition, the financial benefits of stretching out your working life with part-time work or a lower-stress job after you retire can really add up.
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The 401(k) Reaches 40 With Flaws Left to Fix
retirement How can a retirement plan be effective if it focuses only on savings and not the income necessary for retirement itself?
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Retirement Income Defined: Knowing What it is Helps You Achieve Your Goals
Making Your Money Last There are several types of income, but they're not all created equal. Some are more stable and reliable than others. The key to your retirement plan? You need the right income mix to make your money last.
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Defuse the Tax Bomb That Threatens Retirement
taxes If a large part of your retirement savings is in an IRA or a 401(k), you could be facing a significant tax bill in the future. Here are some ways to minimize your taxes while maximizing your retirement income.
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Don't Be Fooled: 6 Common Retirement Misconceptions
retirement Conventional wisdom can steer retirement savers wrong. So, don't just follow the standard financial advice: Challenge convention instead.
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8 Financial Conversation Starters for Thanksgiving Table Talk
retirement Need a few safe topics to chat about while passing the turkey? Or would you rather stir things up a bit? Here are eight retirement planning trends I'm thankful for that are worth discussing this holiday.
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The Problem with Your 'Magic' Retirement Number
retirement Calculating how much to save for a secure retirement has one major flaw: To do the math, you have to rely on averages. The problem? You aren’t average.
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