How to Fix Social Security and What to Do While We Wait

Here are four proposals to modify the Social Security program and to ensure the program keeps going strong for future retirees.

A Social Security card is balanced on the edge of a cliff, and a lasso encircles it, ready to pull it back.
(Image credit: Getty Images)

I try to avoid political debates in my writing, but sometimes it’s unavoidable. Discussing Social Security and how to maintain its solvency is clearly a highly charged subject. It’s also timely, and I propose a new way to think about Social Security and how to leverage its administrative and actuarial support infrastructure.

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Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.

Jerry Golden is the founder and CEO of Golden Retirement Advisors Inc. He specializes in helping consumers create retirement plans that provide income that cannot be outlived. Find out more at, where consumers can explore all types of income annuity options, anonymously and at no cost.