Long-Term Care Insurance

Plan Now for Long-Term Care
Long-Term Care Insurance

Plan Now for Long-Term Care

You could buy insurance to finance future costs, but policies are pricey. Here’s how to decide whether you need coverage.
July 28, 2021
A Woman’s Guide to Long-Term Care
Long-Term Care Insurance

A Woman’s Guide to Long-Term Care

Who needs long-term care insurance … and who might be able to do without it?
July 11, 2021
Long-Term Care Insurance – To Buy or Not to Buy?
Long-Term Care Insurance

Long-Term Care Insurance – To Buy or Not to Buy?

Should you buy long-term care insurance or save up to self-insure? There are many trade-offs to consider. And, surprise: It doesn’t have to be one or …
May 27, 2021
You Can Keep Some Assets While Qualifying for Medicaid. Here's How
Long-Term Care Insurance

You Can Keep Some Assets While Qualifying for Medicaid. Here's How

There are some tools you can use to avoid spending down all of your assets, and potentially impoverishing a spouse, while still meeting the qualificat…
May 24, 2021
The Odds Say Long-Term Care May Be in Your Future: Are You Prepared?
Long-Term Care Insurance

The Odds Say Long-Term Care May Be in Your Future: Are You Prepared?

There are options other than long-term care insurance, so it’s a good idea to examine your options sooner rather than later.
May 11, 2021

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Caught in the Middle: How Young Parents Can Plan for Long-term Care
Long-Term Care Insurance

Caught in the Middle: How Young Parents Can Plan for Long-term Care

One family’s story shows how important long-term care plans are … and how whole life insurance with a long-term care rider can help.
October 29, 2020
Insurance for Long-Term Care at Home
retirement

Insurance for Long-Term Care at Home

In the wake of COVID-wracked nursing homes, increasingly more people are looking at options to age in place with long-term care insurance.
September 17, 2020
Time for an Insurance Review
Coronavirus and Your Money

Time for an Insurance Review

You may need to update your policies in light of COVID-19.
July 30, 2020
Choosing the Best Long-Term Care Insurance Policy
retirement

Choosing the Best Long-Term Care Insurance Policy

Here are three questions to answer that can help steer you in making this critical retirement planning decision.
June 9, 2020
How Can a Trust Help You Avoid Nursing Home Costs?
retirement

How Can a Trust Help You Avoid Nursing Home Costs?

An asset-protection trust is one strategy to consider to help preserve your family's legacy, but it must be done thoughtfully ... and early.
April 28, 2020
The Real Reasons People Decide to Buy Long-Term Care Insurance
insurance

The Real Reasons People Decide to Buy Long-Term Care Insurance

Before you dig into costs, benefits and contingency plans, step back and look at the big picture. This decision is bigger than budgets and life-expect…
April 6, 2020
Avoid the Obstacles of Long-Term-Care Claims
insurance

Avoid the Obstacles of Long-Term-Care Claims

Filing a claim can be an ordeal, but these preventive measures will streamline the process.
October 31, 2019
Time to Get Your Head Out of the Sand about Long-Term Care
retirement

Time to Get Your Head Out of the Sand about Long-Term Care

As more Boomers are becoming caregivers themselves for their parents and loved ones, the realities of the costs and work involved are sinking in. It's…
October 8, 2019
What to Know Before Purchasing a Long-Term Care Rider
life insurance

What to Know Before Purchasing a Long-Term Care Rider

Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …
September 27, 2019
The Costs of Caregiving Go Far Beyond the Obvious
retirement

The Costs of Caregiving Go Far Beyond the Obvious

Seeing a loved one through a long illness or disability is an expensive proposition, and that’s not just in a financial sense. To be ready for this im…
May 3, 2019
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
long term care

Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?

For well-off people in particular, this alternative to traditional policies or the option of self-insuring could be an attractive possibility.
April 30, 2019
Thinking of Paying for Long-Term Care from Your IRA? Think Again.
retirement

Thinking of Paying for Long-Term Care from Your IRA? Think Again.

Chances are a big portion of your retirement savings are in pretax accounts like a 401(k) or IRA. If you need to tap those accounts for costly care, y…
March 19, 2019
How to Afford Long-Term Care
Long-Term Care Insurance

How to Afford Long-Term Care

Your options range from conventional coverage to tapping your life insurance benefits.
January 31, 2019
Retirement Housing Options for LGBT Seniors
Long-Term Care Insurance

Retirement Housing Options for LGBT Seniors

The number of lesbian, gay, bisexual and transgender Americans age 65 and older is projected to reach seven million by 2030.
January 7, 2019
Something BIG Could Be Missing from Your Retirement Plan
retirement

Something BIG Could Be Missing from Your Retirement Plan

About 70% of people who reach age 65 could potentially need long-term care at some point in their lives, and it can easily cost $100,000 a year. You n…
October 24, 2018
Caring for Your Aging Parents: How to Prepare
retirement

Caring for Your Aging Parents: How to Prepare

The time to get ready is well before the time comes. Here's how to approach some important talks and what you need to cover.
September 21, 2018
How Couples Can Share Long-Term-Care Benefits
long term care insurance

How Couples Can Share Long-Term-Care Benefits

Spouses can choose a long-term-care policy with “shared” coverage, giving them a pool of benefits that they can split.
June 15, 2018
The Long-Term-Care Insurance Dilemma
insurance

The Long-Term-Care Insurance Dilemma

Premiums keep rising, but you may need a policy more than ever.
April 4, 2018
The Ins and Outs of Buying Long-Term Care Insurance
retirement

The Ins and Outs of Buying Long-Term Care Insurance

Think about this coverage not just as insurance for long-term care, but for your retirement nest egg itself. With that in mind, here are some tips.
March 9, 2018
Using a Health Savings Account to Pay for Long-Term-Care Insurance
Long-Term Care Insurance

Using a Health Savings Account to Pay for Long-Term-Care Insurance

You can tap an HSA to pay for long-term-care insurance, but the amount you can withdraw tax-free depends on your age.
March 7, 2018