Retirees: Worry Less About Markets, Long-Term Care and Taxes

Unexpected events can upset the best-laid retirement income plans. These 2024 retirement planning updates are designed to roll with the changes more easily.

A happy retired couple kiss on the beach while holding surfboards.
(Image credit: Getty Images)

In my first article of 2024, I listed thoughts from financial experts about last year and some of their predictions and concerns for retirement issues going forward into 2024. In their view, for example, artificial intelligence will grow and have an even bigger impact on our lives. The effects of COVID are waning but still with us, as seen in continued elevated mortality rates. There is talk that maybe — just maybe — traditional pensions will make a comeback as employers see their value in attracting and keeping employees.

In this article, I will discuss changes to retirement planning that offer possible solutions to three specific retirement concerns expressed by these experts: market volatility, long-term care expenses and income taxes. All of these subjects will be with us until the end of time. But let’s look at some ways to make them less worrisome.

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Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.

Jerry Golden is the founder and CEO of Golden Retirement Advisors Inc. He specializes in helping consumers create retirement plans that provide income that cannot be outlived. Find out more at, where consumers can explore all types of income annuity options, anonymously and at no cost.