Nervously Nearing Retirement? Four Do’s, Four Don’ts and One Never

With so many critical decisions to make and lots of opinions to consider, here are some common-sense tips to keep you on track.

Older woman working at home and looking worried.
(Image credit: Getty Images)

It has always struck me as ironic that planning for retirement takes so much work. And the closer you get to leaving your reliable paycheck behind, the more intimidating the prospect becomes.

As someone who works with retirees and soon-to-be retirees every day, I was not surprised when one survey, by career site Zety, found that, among those who feared retirement, 40% reported that they fear retirement more than death. There are so many critical decisions to make — and so many opinions out there about how to get it right.

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Thomas Diorio
President, FFG Wealth Management

As president of FFG Wealth Management, Tom Diorio is passionate about developing plans that help his clients protect, grow and pass on their wealth in the most prudent and tax-efficient ways possible. Retirement and estate planning are Tom’s strengths, and he is both a Retirement Planning Specialist and a Certified Estate and Trust Specialist (CES).