Gaining More Certainty in Your Retirement Income Plan

Relying on market performance to close the gap in your retirement income could let you down, but a CD ladder and fixed annuities could provide some certainty.

An older couple look nervous as they look at the tape from an old-fashioned calculator.
(Image credit: Getty Images)

Adjusting to life without a traditional paycheck and planning for retirement income can be one of the most intimidating aspects of transitioning from working to retirement.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Cole Czajkoski, Investment Adviser Representative
Freedom Financial Group

Cole Czajkoski is a retirement planner and Investment Adviser Representative with Freedom Financial Group. He graduated from Auburn University with a bachelor’s degree in marketing and holds a Series 65 securities license as well as life and health insurance licenses. Cole helps build retirement plans for new client families, and he assists with many of the behind-the-scenes functions at the firm.