This Is How You Can Be a Snowbird in Retirement

There’s a lot to consider, and warm weather shouldn’t be the only deciding factor. For instance, will you rent or buy? What’s the tax and health care situation?

An older couple stand arm in arm on the beach and watch the sun set.
(Image credit: Getty Images)

When people begin planning for retirement, the first thing many dream about is where they want to spend their golden years. For a lot of retirees, this is somewhere warm, but what if you don’t want to spend every waking moment on the beach?

Retirees who enjoy the best of both worlds are considered snowbirds. As temperatures dip throughout the United States, snowbirds choose to escape the snow and ice in favor of a warmer, sunnier climate, just like many birds fly south in the winter. This gives people the flexibility of traveling somewhere warm during the winter months and then returning home to be closer to family for the remainder of the year.

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Tony Drake, CFP®, Investment Advisor Representative
Founder & CEO, Drake and Associates

Tony Drake is a CERTIFIED FINANCIAL PLANNER™ and the founder and CEO of Drake & Associates in Waukesha, Wis. Tony is an Investment Adviser Representative and has helped clients prepare for retirement for more than a decade. He hosts The Retirement Ready Radio Show on WTMJ Radio each week and is featured regularly on TV stations in Milwaukee. Tony is passionate about building strong relationships with his clients so he can help them build a strong plan for their retirement.