How Finances Can Improve for Retirees — and the Next Two Generations

Hypothetical retirees from 2017 are in much better financial shape today, thanks to annuities and higher interest rates. Their kids and grandkids stand to also reap the benefits.

An older man smiles and carries a child on his shoulders while he and an older woman walk through a field in the fall.
(Image credit: Getty Images)

Who knew the holidays would result in a reordering of family financial plans? One minute we sit down for turkey and all the fixings, and the next we’re planning how to pay for the rest of our lives, along with a critical portion of our kids’ and grandkids’ futures.

What you were really looking forward to was one, or three, of those homemade rolls, but of course you enjoyed the family, too, and as a side dish, you came away with an understanding of how to build a solid plan for retirement income.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.

Jerry Golden is the founder and CEO of Golden Retirement Advisors Inc. He specializes in helping consumers create retirement plans that provide income that cannot be outlived. Find out more at, where consumers can explore all types of income annuity options, anonymously and at no cost.