Do You Have Enough Income to Retire? That Is the Question

To be or not to be secure in retirement… Income planning is critical, and that means testing different strategies and products to get your best outcome.

Question marks written on sticky notes are scattered across a table.
(Image credit: Getty Images)

It’s a mistake to think about retirement only in terms of your savings. I’ve written about this before, but many people — including a lot in the media — aren’t listening.

Recent articles bemoan the outlook for people who are serious about retirement — especially so-called late Boomers, who were born between 1955 and 1964. Blame the Great Recession and the pandemic.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.

Jerry Golden is the founder and CEO of Golden Retirement Advisors Inc. He specializes in helping consumers create retirement plans that provide income that cannot be outlived. Find out more at, where consumers can explore all types of income annuity options, anonymously and at no cost.