How to Create Retirement Income That’s Driven by Cash Flow

Using a combination of dividends and structured notes in your retirement portfolio can offer liquidity, income and risk mitigation.

An older guying wearing headphones relaxes on his sofa.
(Image credit: Getty Images)

As the U.S. economy teeters on the brink of a recession, you may be wondering how you can create a retirement income portfolio that will stand the test of time. Like many other pre-retirees or retirees, you were probably spooked by the stock market in 2022.

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Kyle Hammerschmidt, Investment Adviser
Founder and President, MOKAN Wealth Management

Kyle Hammerschmidt, founder and president of MOKAN Wealth Management, is committed to finding innovative solutions to help clients enjoy a successful retirement. Part of his mission, as an independent fiduciary adviser, is to increase financial literacy, and he regularly offers tips and guidance on the “Financially Fit with Kyle Hammerschmidt” podcast.