Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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As Rates Rise, Tapping Home Equity Gets TrickierWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark
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How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA®
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My First $1 Million: Retired Banking VP, 70, Bexley, Ohio"I enjoyed the journey. The challenge of selecting and making good investments kinda fed on itself over the years."
By Joyce Lamb
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5 Warm-Weather Family Christmas Getaways for 2026Sponsored
Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers
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10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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The Basics of Estate PlanningIf you have a will or trust, congratulations. But you’re not done with estate planning.
By Sandra Block
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Renting vs Buying in 2026: The Monthly Cost Difference May Surprise YouIs it cheaper to rent or buy a home in 2026? We compare current rents, mortgage payments and ownership costs to see which makes more financial sense.
By Choncé Maddox
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The I-Bond Rate of 5.51% Is Mildly Attractive. Here's Why.Investing for Income The current I-bond rate is active through April 2027. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
Investing for Income -
HSA Eligibility Changes: What to Know Before Open EnrollmentHSAs can be a useful tax-advantaged savings channel for business owners and the self-employed, and more people are eligible this year than ever.
By Brian Hutchin
